My friend rented a u-haul truck when she moved and ran into a lady while at a stop sign. The u-haul company has insurance on the truck but can the u-haul company sue her directly? And also will points be taken off her license?
2007-11-05 18:07:38 · 9 answers · asked by Angie B aka Queen B 2 in Cars & Transportation ➔ Insurance & Registration
U-haul has insurance (as you outlined). U-haul will have a property damage claim against her, only if she was not personally insured at the time of the accident. It also depends on how well the U-haul wrote their rental car agreement.
As mentioned above, it will also depend in the state. Points taken of her license? Yes, once the insurance company finds out!
Check out http://www.auto-insurance-claim-advice.com/ for more infomation about insurance companies. You can also get general questions answered by a lawyer.
2007-11-09 17:45:07 · answer #1 · answered by hequiroga 2 · 0⤊ 0⤋
You say that you had insurance at the time so send it all to the insurance company with a careful explanation as to why they were not notified at the time. (you did not think that there was any personal injury) and the delay in sending the papers through to them . I would telephone them as well just so they know it's on it's way and get reassurance that they will act and again to make sure they have the papers. If you were covered by insurance then you will be covered for that accident. I do not know about US law but there are many similarities to the law in UK so my advice holds good. Do this and co-operate with the insurance company and you will have nothing to fear other than increased premiums for the next few years. (The increase will not bear any resemblance to how much or how little the claim costs. It will increase because you have had a claim. If you have a fax facility it may be an idea to fax the documents to them before you send the originals. get photocopies if you can. Best wishes. I would be surprised if you have to give up your studies. In UK they have up to three years to make a claim for personal injuries after the date in which they were injured or became aware or should have been aware that they had been injured (there is good reason for the or were aware) I am sure that there will be a similar cut off date in the USA but they are well within it. Your insurance will pick up on that right away
2016-05-28 02:12:34 · answer #2 · answered by margarite 3 · 0⤊ 0⤋
The lady will sue her directly and she can get points on her license. The u-haul insurance is for property damage against the truck and may or may not cover the other person. Your (her)insurance is for covering the other person.
2007-11-05 18:17:27 · answer #3 · answered by Carl P 7 · 0⤊ 0⤋
It depends on what state you are in. It also depends if she purchased any additional insurance on the truck at the time of rental. Let me sum it up. Anyone can sue. Most states are percentage of fault when it comes to lawsuits regarding vehicle accidents. This means everyone involved is sued and payment is made based on each parties percentage of fault. As far as the points, she can get a lawyer and fight the ticket. Her chances of winning are slim but not impossible. Call a ticket clinic asap to fight the points. They are a separate issue from the accident.
2007-11-05 18:31:21 · answer #4 · answered by Lily 7 · 1⤊ 1⤋
She was driving, not the rental company. If insurance does not cover all costs, she can be sued. She will also get the points that go with the accident on her drivers license.
2007-11-06 01:29:33 · answer #5 · answered by sensible_man 7 · 2⤊ 1⤋
Yes, you can. She can be sued by the driver, and she can be sued by Uhaul for any unpaid damages, unless she writes a check.
Points won't get taken off - they'll get added on. This is a surchargable accident.
2007-11-06 00:58:34 · answer #6 · answered by Anonymous 7 · 2⤊ 0⤋
She caused the accident, not the truck.
2007-11-05 18:16:05 · answer #7 · answered by Anonymous · 2⤊ 0⤋
Anybody can sue you for any reason...Yes!
2007-11-05 18:10:54 · answer #8 · answered by Grasshopper 5 · 1⤊ 1⤋
YES YOU CAN AND IT HAPPENS ALL THE TIME.
2007-11-05 23:19:41 · answer #9 · answered by Anonymous · 0⤊ 2⤋