I have bad credit, I can't seem to get a card any where, so how am I suppose to fix my credit?
2007-11-04 02:34:58 · 9 answers · asked by freepuppies2005 2 in Business & Finance ➔ Credit
Only "TIME" will heal a broken credit rating!
There are a lot of things you can do to correct this situation and too many suggestions to list here. Just use the links I have provided and you will find your answers.
This is free information and will help you better understand how credit works
Hope this helps and good luck.
2007-11-04 04:46:59 · answer #1 · answered by Sgt Big Red 7 · 0⤊ 0⤋
You might be able to talk to someone at a bank and get financial advice as to how to repair your credit, but in the mean time put a little amount each week into a checking account and get a debit card. That way you can't over spend and you won't end up paying $2,000 on $2,000 you spend as many today are doing.
you might as well have a bar-b-cue in the back yard and burn your money as to have a credit card for too many people these days of high interest rates. You would be as far ahead financially either way.
2007-11-04 12:08:43 · answer #2 · answered by Al B 7 · 0⤊ 0⤋
Try this website below. Not only are they about credit reports and repairs, but they also have credit card offers for those looking to re-establish credit, plus you get to really learn how credit and scoring works!
I got my credit score up to 729 from a miserably poor 486 in a little over a year from the help i got from here!
Since you have bad credit, make all the repairs you can and challenge the negatives in your credit report.
ALSO! Get a credit monitoring service like Equifax 3 in 1 gold service where you can look at your credit as often as you want to. This won't make your score go down since you are looking into your own credit!
Trying to re-establish credit and make repairs withour enrolling in a credit monitoring service is like driving your car blind, it really hurts you to run into something and this was my big mistake too.
2007-11-04 12:12:13 · answer #3 · answered by Anonymous · 0⤊ 1⤋
try www.fastcreditcardapprovals.com they have all major credit cards, good, bad or no credit they have the right card for you
2007-11-05 13:07:51 · answer #4 · answered by GTW 3 · 0⤊ 0⤋
Get a car and pay it on time.
Or just pay your bills all the time,you should even be able to get a small credit card to build your credit.
2007-11-04 10:37:56 · answer #5 · answered by LaLa N 6 · 0⤊ 1⤋
check with yuor Bank. I know BofA has programs and cards that can help get Credit!
Good Luck
2007-11-04 10:38:29 · answer #6 · answered by Xavi 3 · 0⤊ 0⤋
Can you help me start my credit so i can get a car and stuff
2007-11-05 23:10:33 · answer #7 · answered by Anonymous · 0⤊ 0⤋
You have bad credit because you didn't pay your bills, what makes you think you can fix it? If you didn't pay them them how can you pay them now?
You will likely need a co-signer now to get any credit.
2007-11-04 10:41:05 · answer #8 · answered by Anonymous · 0⤊ 2⤋
first get out of debt and than start all over with a bank credit card where you do your banking!!!
2007-11-04 12:02:01 · answer #9 · answered by mister ed 7 · 0⤊ 1⤋