What happens when a kid turns 18 as far as health insurance goes? Can you keep the kid on until they get a full time job ( like even after college)? Does it vary from company to company or is there a standard?
2007-11-02 04:59:55 · 22 answers · asked by undone 4 in Business & Finance ➔ Insurance
whats the company
2007-11-02 05:02:13 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Each company varies, and I know there is a bigger push to keep kids on insurance longer, but thats because kids are in college longer. Once they are no longer full time students they can not be on your insurance. I just recently graduated and haven't gotten a full time job so I have no insurance. My parents insurance would cover me until I was 26 if I was a full time student. Im not aware of any company that would vary from this, but I would contact either a benefit administrator or HR person at your company or with the insurance company directly to get more details.
2007-11-02 05:03:38 · answer #2 · answered by Brian B 2 · 0⤊ 0⤋
It depends on the company...most only do until 18...they are an adult and have to provide their own...but some will allow them to stay on your insurance until they are 21 IF they are living at home, they are not working and they are going to college full time. You just have to call up your insurance company and ask them what their policy is!
2007-11-02 05:03:21 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It varies from company to company. Some places say will cover your kids as long as they are in school up until a certian age (usually 24). Others will cover (school or no school) until a certian age (anywhere from 18-25).
Call your insurance company and find out.
2007-11-02 05:04:25 · answer #4 · answered by LSU_Tiger23 4 · 0⤊ 0⤋
It varies from company to company. My parents' insurance dropped me as soon as I turned 21, period. My insurance now allows my kids to be on it until they are age 23 or beyond age 23 if they are still students (college).
2007-11-02 05:03:51 · answer #5 · answered by ♥ тнє σяιgιиαℓ gιяℓfяι∂αу ♥ 7 · 0⤊ 0⤋
In Indiana you can keep children on you policy until they turn 24 no matter what. If they are a step child you can keep them on until they turn 24 if they are financially dependent on you. There are certain situations where the company can set a different age such as if the insurance is self-funded or part of a trust.
2007-11-02 05:57:28 · answer #6 · answered by JG 2 · 0⤊ 0⤋
depending on the insurance company and the state you live in, but it's usually 18, 21 or 25
2007-11-02 05:02:59 · answer #7 · answered by Stacy S 2 · 0⤊ 0⤋
Many Blue Cross companies now allow a dependent child to remain on the parents policy to the age of 30, and they do not need to be a full-time student. Check with your local Blue Cross Blue Shield in the state you reside.
This policy was introduced about one year ago, to address the problem of the uninsured, 30% of which are in this age bracket.
2007-11-02 06:14:25 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Depends on companies but mine allowed them till age 23 as long as a full time student. We had to send proof of their status at the university.
2007-11-02 05:07:44 · answer #9 · answered by Diane M 7 · 0⤊ 0⤋
You can usually keep them until 21 or 23 if they are in college. Otherwise they usually drop them. Another advantage to staying in school and going to college. but no, you can't just keep them until they get a job. they fall off if they're not in school. most of the plans i've seen are similar.
however, if they are dependents, tax-wise, like if you are supporting them, then you can normally have health care savings accounts and other things you would provide for dependents.
2007-11-02 05:03:14 · answer #10 · answered by BonesofaTeacher 7 · 0⤊ 0⤋