2007-11-02 04:34:01 · 19 answers · asked by tamory77 1 in Cars & Transportation ➔ Insurance & Registration
Provide the insurance or pay the fine
2007-11-02 04:37:06 · answer #1 · answered by wizjp 7 · 4⤊ 0⤋
My friend was in a situation like this a few years back, her friend drove her car un-insured and bumped into a parked car .... the police had to get involved as there was no insurance cover and my mate had to say that they had "stolen" the car to avoid getting into trouble herself (they had taken it without consent anyway), she lost her no claims and the payment had to come from her insurance company for the bump .... her friend that took the car (drunk at the time and thought it would be funny) had her licence taken away and got a hefty fine!
I would pay the fines, if thats all your getting, and be thankful. Also, never ever do that again! If you had hit someone or had an accident, the repercussions would have been immense!
2007-11-02 04:48:10 · answer #2 · answered by Mocha 2 · 2⤊ 0⤋
OK I feel like Jack Friday on Dragnet! JUST THE FACTS
1. If your brother has insurance and he said yes you can drive my car you now have insurance on his car.
2. If he said Uh no and you took it you have no insurance.
3. The vehicle is insured by the owner on the owners policy. Unless the policy states that only the owner is allowed to drive and be insured then I have 4 cars that I have in the same policy that are uninsured, not happenin' . Now your brother could have said for lower rates he didn't want others to be covered. Then your Bro. should help you out.
Now if this all boils down to you didn't have the insurance card in the car at a ticket then take that card to the court clerk and it will be reduced to 10 bucks or so.
2007-11-02 06:02:19 · answer #3 · answered by Uncle Red 6 · 0⤊ 3⤋
Yes you do have to pay. It's not the car which is insured, but the person who was driving it at the time. So your brother is OK - you are not.
2007-11-02 04:38:10 · answer #4 · answered by Anonymous · 2⤊ 0⤋
It is not enough that a car is insured. If you use a car on a 'road' then there must be a policy of insurance in force covering your use of that vehicle (148 1988 RTA).
As your brother's policy did not, presumably, allow you to drive the car and I assume you do not have an insurance policy on a car in your name allowing you to drive someone else's car then yes: you will have to pay the fine and have your licence endorsed.
2007-11-02 08:57:04 · answer #5 · answered by welcome news 6 · 1⤊ 1⤋
If you are not a named driver on your brothers car yes. If you are covered by an insurance on your own car (and I do not think you are ). Ignorance of the Law is no excuse) take this to the police or the Court and you will not have to pay. Do it properly and get a cancellation in writing
2007-11-02 08:42:28 · answer #6 · answered by Scouse 7 · 1⤊ 1⤋
Yes, you got the ticket, not the car! , unless its states very clearly on your brothers insurance that you or any un-named drivers can drive the car
2007-11-02 07:03:26 · answer #7 · answered by fantomcat_2k 3 · 2⤊ 0⤋
I take it you're in the UK. Then there are some simple questions:
1] Was there insurance in place to cover YOU driving THAT car? Yes, or no? If not, as I guess is the case, you personally are indeed right in it.
2] Did your brother let you drive it? Yes, or no? If yes, he too can be prosecuted for permitting the offence. If no, you can be further "done" for TWOC. This one's a no-win question.
2007-11-02 06:59:44 · answer #8 · answered by champer 7 · 2⤊ 0⤋
The car maybe insured but were you insured to drive it. If not then pay the fine. It's uninsured halfwit's like you that leave us having to pay huge premiums in case we are hit by uninsured drivers.
2007-11-02 04:38:37 · answer #9 · answered by john m 6 · 3⤊ 0⤋
yes because the car was only insured in your brothers name so only he is insured in that car unless you had an open insurance policy
2007-11-02 04:37:36 · answer #10 · answered by Danielle 3 · 3⤊ 0⤋