FOR example. magazines hospital bill. cd's etc...
2007-11-01 12:58:39 · 14 answers · asked by Anonymous in Business & Finance ➔ Credit
Check your credit report.
2007-11-01 13:00:19 · answer #1 · answered by FishyFace 4 · 0⤊ 0⤋
If you've left a town with say unpaid bills for example some companies will list the debt on a bad debts register which would be national for each state in the case of say America.
Look in a phone book to track down the database contact details and see if you're listed on there. If you are it will give you the chance to clear your debt thereby restoring your credit rating. There may be several different databases so check them all.
2007-11-01 20:04:48 · answer #2 · answered by Anonymous · 0⤊ 0⤋
The best place to go is www.annualcreditreport.com the reason for that is that all three credit bureaus converge at that sight and you can obtain all three reports there. It is important that you obtain all three. Not all creditors will report to all of them, so in order to get the full picture you have to get all three, there is Equifax, TransUnion and Experian. Once you have pulled them (it is free to get this information once a year-- pick something that happens once a year as a reminder so that you do it every year-- like a birthday or anniversary) you can contact a budget counseling agency or a credit counseling agency to help you go over it. Look for one that is non profit or free.
2007-11-01 21:17:20 · answer #3 · answered by Anonymous · 0⤊ 0⤋
you can first check your credit report. do this for free at http://www.annualcreditreport.com one time per year for all 3 credit reports. First check there. Then if it is not listed, try to call the specific ones you think you owe
good luck!
2007-11-02 10:27:45 · answer #4 · answered by Mary 2 · 0⤊ 0⤋
Go to www.Experian.com, if you're overdue somewhere it'll be there.
If you pay a fee for all three credit bureaus, they'll e-mail you if there's ANY change, such as new accounts (that you may not have opened), etc.
2007-11-01 20:04:43 · answer #5 · answered by thedavecorp 6 · 0⤊ 0⤋
If you owe someone money, don't worry, they know how to will contact you. Assume that you don't unless you hear otherwise.
2007-11-01 20:06:27 · answer #6 · answered by Anonymous · 0⤊ 0⤋
You can go to www.annualcreditreport.com and check all three reports and its free one time per year
2007-11-01 20:03:25 · answer #7 · answered by Lori 2 · 0⤊ 0⤋
call them, dont wait for mail to come in cuz that usually means that ull get a late fee
2007-11-01 20:01:09 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Well, you can call them, or you will get a letter in the mail eventually.
2007-11-01 20:00:15 · answer #9 · answered by pilgrimbaby123 2 · 0⤊ 0⤋
try to get ahold of a few credit unions
2007-11-01 20:04:14 · answer #10 · answered by Anonymous · 0⤊ 0⤋