in need of a my car title to do auto refinance. do i need the co-owners approval to get it from the dmv?

Question

in im wi and i need to get a duplicate title from the dmv in order to complete the refinance process. i believe we are in an "and/or" state. when i go to the dmv do you think i will need to bring along that person with me?

Answer 1

Whoever is financing your car holds the title, not the dmv. If you are to refinance you need the legal owner (the finance co. or individual ) to give you the information.

Answer 2

the department of motor vehicles will only mail the title to the registered owner of the vehicle. if your just the registered driver, they'll tell you no, and they'll ask for a ID.