the place im renting has become unsafe for me to live and I need to make a decision by tonight where I will be sleeping....Here is my question....I can either move back home (6 hours car ride away) with no job, no money, no experience to get a job, but all my debts (credit cards....student loans...cell phone bill...car insurance) will be paied off, I will have free rent, and free food. Or I can stay where I am now find a room to rent (which Im a little nervous trusting craigslist but im not sure where else to go), keep my job to gain experience and a foundation, but I would have to get an advance from my work (which they said they would do) but then all of my debt will still be there, and I would still have no money.Other factors that I have been taking into consideration: I am new to the area I live in right now and have few friends where as home I have a hand full, I am 21 years old with an AA degree but I was thinking maybe I should go back to school
2007-10-31 05:25:09 · 17 answers · asked by Renee 3 in Family & Relationships ➔ Family
It would not be a bad idea to go home and regroup depending on your relationship with your folks. Would your job be willing to give you a leave of absence? Is it a job you can see yourself in for a long time? Moving up the ladder? Without a BA?
It seems to me that no matter where you live there would be some type of job available.
2007-10-31 06:06:55 · answer #1 · answered by LB 6 · 0⤊ 0⤋
First, obviously you can't stay where you are because it's unsafe. It may take you a while to find a room to rent, so maybe the friends you have will let you stay for a while with them until you find something safe. I don't understand why moving back home means you'll have no job. Yes, you may have to give up the job you have now, but there are jobs EVERYWHERE -- if you found one HERE, you can find one THERE. If you want to go back to school, staying with your parents for a while is a great idea. You have to decide based on your safety now, whether or not you can stay with your parents (or whether or not you can STAND to stay with your parents -- some people can and some can't), and your future. Being debt-free is great, but most people are in debt in some way -- debts can be paid off.
2007-10-31 05:42:32 · answer #2 · answered by chumley 4 · 0⤊ 0⤋
Well if you reason this out as it sounds like you are trying to do, having a job isn't going to do you much good if all of your money is going to pay your debts. If you move back home you can find a job and start saving the money you make instead of handing it out every time you get paid to bill collectors. It sounds like moving home is your best option. You have a support foundation at home and you will have a better start at the rest of your life. I can't see very many positives in staying where you are except that you can say you are on your own doing things your way. That seems rather lonely and difficult for no reason to me.
2007-10-31 05:32:20 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Don't feel pressured to decide what's best for you immediately.
While I'm sure at 21 you want to be independent, there is nothing wrong with moving back in your parents for a little while.
You say that your rental home is unsafe and you must move out today. I'd encourage you to talk to your supervisor at work and say that you have a personal situation that you need to work out, and ask for a 1-2 week leave of absence. Then, pack your things and go home for a week or 2 and think things through.
While you're home, think about your priorities. Spend some time job-hunting near your parents. You don't have to take a job that's offered, but you'll have more options. Talk with your parents about your desire to go back to school for more training. Think hard about what you want to have accomplished in the next 3 years, and then make steps toward that vision.
Good luck to you!!
2007-10-31 05:42:01 · answer #4 · answered by lsmerage 4 · 0⤊ 0⤋
Why don't you move back home but keep the lowest monthly payment debt? that way
You are not "completely broke".
Do not depend to borrow money from your friends if you decide to move back home, which is what I suggest.
That's the fastest way to loose a friend.
So, try and keep some of your money, don't pay off one of them to keep that money in your pocket, how can live without some cash in your pocket?
What if you need something along a 6 hr. drive?
Think smart. Once you get home, you can get a job without the overhead of renting and I'm sure still be able to make your monthly minimum payment on debt you decide to keep just to have some money for food, clothes, whatever. do not leave yourself cash poor.
2007-10-31 05:56:33 · answer #5 · answered by Anonymous · 0⤊ 0⤋
heck if I were you I would move home.. actually I am 26 years old and recently moved back home and it is great... stay home and save up money... all of your debt will be gone.. what more a better feeling than that!!!! A new start.. plus you have your friends/ family and you have a degree.. it may take you awhile but you have a degree and with that you can most definetly find a job... trust me being broke in debt is nooo fun !! hope it all works out for you!
2007-10-31 05:33:04 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I don't understand how moving from a rental will pay off all your credit card, student loan and other debts?
With that aside, if they are very much...get out debt and start over. Stay out of debt and find another job. It doesn't sound like what your doing now is working very well so try something different.
2007-10-31 05:31:37 · answer #7 · answered by jk 1 · 0⤊ 0⤋
As a parent and someone who is very aware of what is currently happening in this economy and the depression that is coming our way, I would suggest getting completely out of debt and moving home. Get back to work at that point in time and work your way towards finding a modest place to live. Save your money and live below your means. By 2015 you will be able to buy a very nice home for back taxes.
2007-10-31 05:29:53 · answer #8 · answered by big_dreamer2005 2 · 0⤊ 0⤋
Go home and go back to school. There is nothing wrong with being at home until you can better plan living on your own. There are so many people I know that would love to be in your shoes right now, wishing they could go home where it is safe and secure. It seems all of your advatages take you back home, and your disadvantages leave you in an unsafe environment, be smart!
2007-10-31 05:32:05 · answer #9 · answered by dannah1129 2 · 0⤊ 0⤋
You should def get your bachelors degree, most places want people who have those and not just an AA degree.
If it was me I would not move back home, just keep working and you will pay off your debt eventually.
try meetup.com to meet new friends and groups to hang out with.
Don't move back home, you should live on your own like an adult.
2007-10-31 05:29:36 · answer #10 · answered by Anonymous · 0⤊ 1⤋