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for defaulting on the loan...they cant do that can they?

2007-10-29 16:08:37 · 12 answers · asked by Anonymous in Business & Finance Credit

12 answers

I would think that messege would fall under harrassment..... I would check with legal aid on that......

2007-10-29 16:12:22 · answer #1 · answered by Sniggle 6 · 0 0

Save that message. It could be worth thousands!

The title loan company could be in violation of the Fair Debt Collection Practices Act.

2007-10-29 23:19:04 · answer #2 · answered by Anonymous · 0 0

No. They can't have you arrested. The Marshall can go to your house and order you to leave if evicted, but even then there's laws in your state that will prohibit Marshalls from doing so, only under certain guidelines.

the only thing the title loan company can do is attach added fees, and keep calling you, or eventually garnish your wages after going to court and you lose.

2007-10-29 23:13:32 · answer #3 · answered by foxsuite 3 · 0 0

You can only be arrested if you are summoned to court and don't show up. Start recording those calls. Unfair collection practices are more illegal than being unable to pay your bills. Record those calls and consult with an attorney. You can get a free consultation in most states. Look in the yellow pages.

2007-10-29 23:13:41 · answer #4 · answered by Anonymous · 1 0

If you wrote them a bad check, they could. But if not they can't say that.

In fact it may be illegal for them to have left a message like that. It would have violated the Fair Debt Collection Practices Act.

2007-10-29 23:12:35 · answer #5 · answered by sippers 4 · 0 1

(lol) I don't think they can do that. Just think about it,if that were true I and a lot of people that you and I know would probably be in a cell next to yours. If you used a title to a vehicle as collateral they can seize your auto but that's about all.

2007-10-29 23:14:36 · answer #6 · answered by survivansustah 3 · 0 0

not unless you committed a fraud.

if they already have judgment and issued a debtors exam or deposition that you didnt show for then they could file a motion to show cause and have a bench warrant issued for your arrest. if you just defaulted then no, there was no crime committed.

2007-10-29 23:14:57 · answer #7 · answered by wareagle30 2 · 0 0

they got bull droppings coming from the mouth.
defaulting is not fraud so u can not be arrested. you will have legal and monatary challenges but jail isnt one .
they on the other hand can be sued under Fair Trade Act.

2007-10-29 23:15:38 · answer #8 · answered by Anonymous · 0 0

Probably not. But if they take you to court, find you guilty, and you still don't pay, then you're in deep legal doo doo.

2007-10-29 23:10:49 · answer #9 · answered by Keep On Trucking 4 · 0 0

Not usually.unless you have some stolen funds or false money order.

2007-10-29 23:11:33 · answer #10 · answered by Anonymous · 0 0

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