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5 answers

- make sure you pay your credit cards on time every month
- get a copy of your credit report from all three bureaus and check for errors. If there are any errors, write to your creditors and get them fixed.
- keep balances low
- don't cancel any credit cards that have a zero balance.

2007-10-28 05:00:16 · answer #1 · answered by smoofus70 6 · 0 0

Just live your life, and don't worry about your score.

But pay your bills on time, to avoid penalties and because its the right thing to do.

And have a credit card, but pay it off every month in full.

And borrow money only for important things like a car or a home or an education. Everything else, save up until you have the money for it.

2007-10-28 12:17:23 · answer #2 · answered by hottotrot1_usa 7 · 0 0

Amen to what hottotrot1 says!
Yes credit is important and it is hard to build but don't live life obsessing about it. Just keep in mind that if you don't have the money now then you don't need to buy it now! Separate needs from wants and keep paying more than the minimum every month!

2007-10-28 12:26:44 · answer #3 · answered by acadia 2 · 0 0

first i don't care what anyone say but if u have a credit card pay it of and cut it up, because ifu don't have the money to buy something your just gonna use your credit card. If you have any loadns out try to pay them off before the dew date cause that makes your credit go up

2007-10-28 12:05:14 · answer #4 · answered by Anonymous · 0 0

Why don't you go to http://securemy.ezcreditcardz.com and see if they can help you.

2007-10-28 16:59:01 · answer #5 · answered by Anonymous · 0 0

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