Rate my Portfolio from A to F. AGG,EFA,SPY,MSFT and VM. I invested 10,000 with recuring 200 a month. Thanks?

Question

IM 40, AGG 20% EFA 20% SPY 20% MSFT 30% and VM 10%. This done with sharebuilders

Answer 1

It depends on your age,how it is divided, and what type of account it is (qualified/non-qualified.

The first thing I don't like is that you own 2 individual companies, which is riskier. If something happened to Virgin or Microsoft, you could take a larger loss.

You have a bond fund, but if you are younger you might want to reconsider. Income from interest is taxed at a higher rate than dividends or capital gains.

The real question is what percent are you putting into each category.

Answer 2

I would likely rate it a D. You have 40% in 2 stocks & are using sharebuilder. Generally you don't want more than 5% in any one stock, and sharebuilder tends to be an expensive way to invest.

Answer 3

c.