Question about checks from insurance companies?

Question

I was in an accident about 3 weeks ago...I was rear-ended. My claims adjuster told me last Wednesday that I would be receiving a $500 check in the mail from the other guy's company to cover the deductible I owe the body shop. It's been over a week since my adjuster told me that and still no check. I'm a single mother who's struggling to make it and I haven't been able to pay the $500 deductible to get my car back, which means i've been struggling to find ways to get to my job. Does anyone know about how long it takes to receive a check like that? I really need my car back!

Answer 1

From the date your claim is processed and the payment amount is determined, you still have to allow time for the check to actually be cut and mailed out. My guess would be you'll get it in a few days, about a week. Call the insurance company and ask them what the expected mailing time is. The check might take more time than just mailing it, depending on their procedure.

If you really need the money and can't afford a delay, call the insurance company and make sure your mailing address with them is correct.

Answer 2

The adjuster could have mailed the check directly to the shop - have you checked with them?

You could call the adjuster and leave a message asking about the status of the check.

Answer 3

It can take up to 30 days, but in most cases less. My fiance's car was totalled and he got his check about 3 weeks after he filed the claim.

Answer 4

look call up your insurance claim explain you have no car you need the check some insurance claims are faster then others ask your insurance if hey will provide a rental till yours is fixed dont know if they do it but try

Answer 5

Insurers have get admission to to the powerful Underwriting replace database, so in case you have had a declare or conviction or coverage fraud or something dodgy like that in the time of the previous, your insurer could have added it to the database, then in case you visit a diverse insurer and additionally you do not disclose it to them, the pc will spotlight the discrepancy between your utility and the database. they're going to nevertheless placed you on cover initially, yet they're going to write to you and ask you to describe why you probably did not tell them, and in case you may not arise with a robust answer, they are able to void your coverage for non disclosure. while they do void it, that could additionally go directly to the database. additionally, they are able to head examine it against the electoral roll. while you're registered to vote at one handle, and your coverage is predicated at yet another, they're going to question this with you and back, they are able to void the coverage in the event that they think fraud. some insurers are additionally reporting coverage fraud directly to the police and are pressing for persons to be taken to court docket and charged with fraud as that's getting out of hand and insurers are dropping tens of millions each 12 months to fraud. as properly to the above, once you declare, the insurer will ask for a replica of your licence, so except you have lied to DVLA, that's a separate offence of fraud, they're going to see the handle on your licence differs to the handle on the coverage and additionally you will possibly have some explaining to do. in case you get stopped on the roadside via the police, additionally they examine the handle on your coverage and that they are able to snatch your automobile if that's diverse because of the fact the insurer will tell them that they are voiding the coverage by way of it being obtained via deception. Insurers understand each trick in the e book and could capture you in case you deceive them. you in straightforward terms could desire to get caught as quickly as and additionally you will locate it very stressful to get insured someplace else.

Answer 6

Realistically, it can take up to six weeks. Four is average.