Ok let me start by saying i am here to get help not scolded. I am helping out my sister (and no it wasnt her who did it). Ok, My sisters identity was stolen (well borrowed) by someone she knows....and that ran up some things under her name. What i would really like to know is how she can stop it from happening again. The person paid her back and everything is ok now. But she is worried that it will happen again. She has talked to the cops and she doesnt want to get the person in trouble but she does want to make sure it does not happen again. What can she do? I know there is the 90 day watch she can do. But we also heard of locking her social security number or changing it. Can that happen? And most of all can it happen without filing a report.
2007-10-25 11:06:23 · 4 answers · asked by me n 1 in Business & Finance ➔ Credit
She won't be able to just change her social security number. But she can contact the three credit bureaus and ask that a freeze be put on her account to be sure nobody opens any accounts in her name.
2007-10-25 11:49:35 · answer #1 · answered by Judy 7 · 0⤊ 0⤋
Call Trans Union Fraud Dept @ 1-800-680-7289. They in turn will notify the other 2 Bureaus for you at no cost.
2007-10-25 16:44:51 · answer #2 · answered by Anonymous · 0⤊ 0⤋
All she has to do is contact the three credit bureaus and put a freeze on her credit.
This will prevent anyone from opening new accounts without her being contacted by the bureaus first.
All it takes to reverse this is a simply phone call to the credit bureaus.
2007-10-25 11:16:21 · answer #3 · answered by ? 7 · 1⤊ 0⤋
she needs to put all 3 credit reporting agencies on fraud notice..
2007-10-25 11:12:53 · answer #4 · answered by Anonymous · 1⤊ 0⤋