I need help choosing a medicare program!!?

Question

Does anyone really understand the choices they have for medicare? I really don't know which one to choose. I need the prescrition plan and also help with co pays at hospital and doctor office. Also do I still need to purchase a supplement insurance?

Answer 1

Medicare programs directly from medicare are the best. Insurance companies offer little discounts on things that may lure you in, but in the big picture medicare clients have the most benefits and report the best satisfaction when going directly. Part D for prescription must be purchased through an insurance company. All plans mostly resemble each other. Find out what options there are in your area and review the popular plans.

Medicare supplements are often important for seniors. Medicare only pays 80%, and they have caps for hospital stays. After 60 days they lower their pay, the pay per day is not much, and after 150 of days in the hospital they stop the payment entirely. If you can't afford a decent Medicare Supplement get a high deductible plan that will cover you just in case you need to be in the hospital for a longer period of time. Cash charges for hospital stays are not affordable.

Answer 2

If you paid into it, Part A is free.
Part B will cost.
Part D is prescription.
Contact Medicare at 1-800-633-4227 for help

A supplemental policy will cover what Medicare will not.

There are a lot of plans. AARP has some good plans.
AARP 1-888-687-2277

Answer 3

it relatively is a actual racket, no longer in basic terms do they take the money out of social risk-free practices for scientific yet you may desire to pay an insurance corporation as lots for the insurance of the 20% they do no longer conceal or take the possibility of dropping each little thing in case you may desire to flow to the hospital for heart or maximum cancers etc and are caught with costs over $60,000. then you definitely might desire to take out a prescription plan to pay over $40. a month so which you ought to purchase their overvalued drugs at a fifteen % low value. If I lived in Canada i might desire to purchase my BP drugs as a primary at a fragment of the cost yet our congress voted against permitting us to by utilising generics from Canada. needless to say, congress has scientific insurance paid by utilising the tax payer. I surely have medicare, AARP, and Dx insurance and could be in the poor domicile or particularly out on the line quickly when you consider that they closed all of the poor homes, owing to our corrupt government. I regarded right into a style of no month-to-month fee plans and became instructed we'd never might desire to pay over $5,000. a 365 days each if we've been hospitalized so be careful. If it sounds to flow to be genuine, that is simply by fact it relatively is.