Hi,
back lasy year i was involved in a car accident i changed lanes leaving plenty of space then a girl went into the back of me, my insurance company are trying to pin the blame on me because i changed lanes, i have told them i will not accept any liability for this accident if i dont agree with the outcome is there any thing i can do about it?
2007-10-24 05:15:23 · 8 answers · asked by Amy M 1 in Cars & Transportation ➔ Insurance & Registration
very unlikely unless you have independent witnesses who will say that it is absolutely not your fault.... Usually, however, it is the person who runs into the back who is held liable, so there must be some sort of evidence they are basing the decision on (eg if your car was damaged bot absolutely at the rear, but also part way down the rear wing, that would indicate you had in fact failed to leave sufficient space before changing lane....)
2007-10-24 05:36:58 · answer #1 · answered by eriverpipe 7 · 0⤊ 0⤋
Usually if someone runs up the back of you it's automatically their fault.
I would start by trying to find out why your insurance company say it's your liability. Generally the insurance company will put the liability on you if they cannot reclaim off someone else. Simple examples are:
It's contested as to who was actually at fault
The other driver isn't insured.
Did you indicate before pulling put? If not it's a dual liability incident.
Were the Police there? if they were, the insurance company will go with what they said.
2007-10-24 05:30:27 · answer #2 · answered by Anonymous · 0⤊ 1⤋
If she ran into the back of you, How do they think your to blame. The person who rear ends you is nearly always at fault. My Son in law had an accident where a woman drove out in front of him on a round about. He has given up on the claim because he is being contacted by her insurers from a call centre in Mumbai, The people in the call centre can't get to grips with the concept of a roundabout as they don't exist in India. He is left thousands of pounds out of pocket and as usual the Insurers don't have to settle a claim because he can't talk to someone in the UK from the company.
2007-10-24 05:25:01 · answer #3 · answered by john m 6 · 0⤊ 0⤋
Hiya:
If you have any evidence to support your theory of liablity you need to present it.
If you don't have any evidence..........your insurance company is required to act in your best interest - if there are grounds to find liability against you and they accept liability - they are acting in your best interest.
Whether you agree or not....doesn't matter.
You can contest......if you have EVIDENCE. If not.... you can't. You can voice your concerns...you can pout, you can file a complaint but in the end.......if they are protecting you? NO ONE is going to find in your favor.
From my own prior experience.........the facts you've stated WOULD find you at fault. She could not be found at fault if you cut off her 'assured clear distance'. If you changed lanes suddenly in front of her.....that's what you did.
Probably not what you want to hear but......those are the facts of the insurance industry.
Goodluck!
~jifr!
2007-10-24 06:39:43 · answer #4 · answered by Jifr 4 · 1⤊ 0⤋
First, who is your insurance company, so we all know who to stay away from.
If you're the one that got rear ended, and your insurance company is not helping, I'd definitely contact a lawyer, especially if you're the one that got rear-ended.
Most lawyers offer an initial consultation for free and if they believe you have a case, they'll take a percentage of what the insurance pays you rather than charging you up front.
2007-10-24 05:25:34 · answer #5 · answered by hsueh010 7 · 1⤊ 0⤋
Fight it. If she drove into the back of you and you had indicated to switch lanes, you obviously had time and space to manoeuvre, otherwise she would have collided with the side of your car.
An employee driving an hgv had a similar claim whilst employed by my business a few years ago, and the lady in question collided with the side of his hgv. She switched lanes and obviously did not have time to successfully and safely complete here manoeuvre. We won our case by quoting the highway code.
2007-10-24 09:49:35 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I agree with hsueh010, I don't think much of your insurers. You're quite entitled to change lanes, provided you do it properly, and anyone who rear-ends another vehicle is invariably held to blame. Unless there's more than you're telling us . . .
Sounds very odd, this.
2007-10-24 05:31:34 · answer #7 · answered by champer 7 · 0⤊ 0⤋
I would surely contest their decision.The driver who rear ended you was obviously driving without due care and attention.
2007-10-24 05:29:03 · answer #8 · answered by firebobby 7 · 0⤊ 0⤋