I'll be getting a loan of my brother-in-laws car while he's away serving with the army for 6 months and I'm trying to find the most cost effective way(s) of me getting insured for it for that duration.
At the moment I have my own car with insurance, for myself and my wife (insurance is in my name), and I effectively want to use a second car. Ideally I wouldn't want my brother-in-law to have to pay insurance while he's away.
2007-10-24 02:50:27 · 9 answers · asked by bty252054 1 in Cars & Transportation ➔ Insurance & Registration
if you are on the title, you can just add it to your current policy. that would be best. if your brother is also on title, he will need to be added as named insured.
2007-10-24 02:53:56 · answer #1 · answered by Queen B 6 · 1⤊ 0⤋
Sounds like the car is owned by your brother, if so, he will have to purchase the insurance, and declare you as the driver. You could pay your brother for the insurance costs while you are using the vehicle.
You can not insure someone elses car because you do not have what is called an 'insurable interest' because you do not own it. So any claim payment made could never be paid to you, it will always have to be paid to your brother.
Hope this makes sense? The other option is tranfer the ownership of the vehicle to yourself and add it to your current coverage, then transfer it back to your brother when you are done.
There will be fees to pay though! (and possible taxes depending on where you live)
2007-10-24 03:37:34 · answer #2 · answered by Anonymous · 1⤊ 0⤋
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RE Getting insurance for another persons car?
I'll be getting a loan of my brother-in-laws car while he's away serving with the army for 6 months and I'm trying to find the most cost effective way(s) of me getting insured for it for that duration.
At the moment I have my own car with insurance, for myself and my wife (insurance is in my name), and I effectively want to use a second car. Ideally I wouldn't want my brother-in-law to have to pay insurance while he's away.
2014-10-08 08:59:51 · answer #3 · answered by ? 1 · 0⤊ 0⤋
I recommend you this site to get quotes - COVERCOMPARE.INFO-
RE Getting insurance for another persons car?
I'll be getting a loan of my brother-in-laws car while he's away serving with the army for 6 months and I'm trying to find the most cost effective way(s) of me getting insured for it for that duration.
At the moment I have my own car with insurance, for myself and my wife (insurance is in my name), and I effectively want to use a second car. Ideally I wouldn't want my brother-in-law to have to pay insurance while he's away.
2014-09-01 07:19:26 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Ask your insurer if you are covered in any car you drive. Some policies are worded that way.
2007-10-24 04:37:35 · answer #5 · answered by sensible_man 7 · 0⤊ 1⤋
Sensible is correct most insurance do that..also im in the military myself..if your friend get a notarized letter giving you autority to use his vehicle while he is away...but each state is different ..get your friend to ask his legal counslers..they can answer him
2007-10-27 17:54:20 · answer #6 · answered by yulhara 1 · 0⤊ 0⤋
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2014-12-21 12:47:02 · answer #7 · answered by ? 1 · 0⤊ 0⤋
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2014-05-07 20:21:58 · answer #8 · answered by Anonymous · 1⤊ 0⤋
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2016-07-05 17:10:55 · answer #10 · answered by Anonymous · 0⤊ 0⤋