Scotts lawncare keeps sending me a collection notice for lawnservice that I never agreed to. I keep disputing it but I am worried that they will place it on my credit file. I have A+ credit and do not want is destroyed over this. I never gave them a SSN, can they still put it on my credit report?
2007-10-23 18:20:44 · 4 answers · asked by Henry W 1 in Business & Finance ➔ Credit
Collection agencies can access your credit report if they have at least any 2 of the following:
- name
- address
- date of birth
- SSN
2007-10-23 18:30:47 · answer #1 · answered by Dr. Shakar 2 · 1⤊ 0⤋
They don't need your Social Security number to put it on your credit report.
2007-10-23 18:31:01 · answer #2 · answered by bdancer222 7 · 0⤊ 0⤋
hi i could touch all 3 credit bureaus right you are able to now look them up on line - transunion, experian, and equifax. each and every bureau has fraud prevention information. you are able to place a fraud alert on you account and additionally place a freeze on your credit so no you are able to somewhat pull your credit. If somebody is employing your credit information you are able to stop them - do purely no longer panic - take action with reference to the handle for the satellite tv for pc - regrettably privateness rules notice to anybody even the jerks that thieve credit information. you additionally can dispute the guidelines - dispute with the credit bureaus - reference the honest credit reporting act - they cant document bogus information ... in case you dispute it they could desire to eliminate it desire this permits :-)
2016-12-30 03:48:50 · answer #3 · answered by tijerina 3 · 0⤊ 0⤋
if it does go there you can all ways dispute that claim.
2007-10-23 20:08:14 · answer #4 · answered by Anonymous · 0⤊ 0⤋