Is that right I am the responsible of everything?
2007-10-23 17:56:00 · 10 answers · asked by lovely 1 in Cars & Transportation ➔ Insurance & Registration
If you know he has no driver licence, you will have no insurance, and, yes, you could be held financially responsible for any damage he causes. I really don't know why anybody would think of lending a vehicle to a person with no licence.
2007-10-23 18:40:37 · answer #1 · answered by Fred C 7 · 0⤊ 0⤋
Your gonna lose your car if accidents happen. it will confiscated by the land transportation office, because it is a big violation, driving a car without any license.
And yes you will be responsible for everything since it is your car. Not your friend's car.
2007-10-24 01:05:45 · answer #2 · answered by holyone11 2 · 1⤊ 0⤋
This may largely depent on your policy and your insurance company. If you have a low cost insurance company who sticks by the policy they may not extend coverage to your friend, they may say that the policy excludes any driver that reasonably should not be driving the car and say since he did not have a DL, he should not have been driving and deny a liability claim. Since you provided the car to someone knowing they did not have a DL, they may add you to their collection efforts(justified? maybe, maybe not)
if you have a traditionaly liberal insurance company(higher premiums) they may pay the claim and give you a slap on the rist and tell you not to do it again.
2007-10-24 01:35:00 · answer #3 · answered by abitawm 2 · 0⤊ 0⤋
You may or may not be responsible for damages (depends on his ability to pay and on the state laws) but either way you may lose your license or if you don't then your insurance rates will go through the roof.
2007-10-24 01:45:31 · answer #4 · answered by Anonymous · 0⤊ 0⤋
well one your insurance isn't going to cover your friend if they where involved in an accident. If your friend is pulled over by the police the can inpound your car, also give your friend a big ticket or even take them off to jail!
If the car was involved in an accident that yes your 100% resposible!
2007-10-24 01:00:50 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Anything that happens comes back on you. The insurance will not cover any damages and you will be charged with allowing and unlicensed driver to operate your vehicle.
2007-10-24 11:44:02 · answer #6 · answered by sensible_man 7 · 0⤊ 0⤋
Your friend will receive some legal attention, but yes, if there is an accident, your liability insurance would be hit. And your rates would go way up.
2007-10-24 01:05:19 · answer #7 · answered by Anonymous · 0⤊ 0⤋
1. YOU ARE COMPLETELY RESPONSIBLE FOR EVERYTHING INCLUDING ANY AND ALL DAMAGES AS WELL AS ANY DEATHS.
2. YOUR INSURANCE COMPANY WILL NOT COVER YOUR VEHICLE NOR WILL THEY ASSIST YOU WHILE YOU ARE BEING SUED.
3. YOU WILL MOST LIKELY BE BANKRUPT WHEN ALL IS SAID AND DONE.
4. YOU MIGHT ALSO BE FACING JAIL TIME.
2007-10-24 08:34:01 · answer #8 · answered by Anonymous · 0⤊ 1⤋
Yes. But don"t worry because you are entitled to be reimbursed by your friend for whatever amount that you had been adjudged to pay... that is if he is financially able.
2007-10-24 01:11:15 · answer #9 · answered by daiz 2 · 0⤊ 1⤋
And then your freind could possibly sue YOU! nice, huh?
2007-10-24 01:07:07 · answer #10 · answered by done wrenching 7 · 1⤊ 0⤋