i need ways to save money so me and my boyfriend can move out?

Question

My boyfriend and have been dating for a year and 7mo. and we are living with my MOTHER its not that bad but still, i want to see what the real world is like. Both me and him works, but we have way too much things to pay for, my older sister told me to just be at least halfway with all my credit cards and payments and stuff. but i don't know i always intend on spending. i want to move out into a studio because its cheaper, but he doesn't what should i do i need ways to save and advices on apartments

Answer 1

If your major weekness is shopping for clothes that you don't need, don't go to stores or look in cataloges! Or, if you are really desperate for new clothes but don't want to spend to much, buy on ebay.com! It's way cheaper and you save a lot of money. You can also take some of your clothes that are cute, but your just sick of them, and put them in your basement or garage or somewhere hidden for half a year, then when you take them out they it seems like you got new clothes! Keep putting your clothes away for months at a time. That way, you wont get sick of them!
For regular saving tips, don't throw money around! A lot of people say, "Oh, I can't afford this 40 dollar sweater I really want." But just last week, they spent 6 dollars on movie rentals, 15 dollars eating out with your friends, 10 dollars ona movie, 4 bucks at the gas station where you bought gum and mints, and 5 dollars on those hair scrunchese you kind of wanted. There you go! It may seem like "Oh, it's only a few bucks." but then those few bucks add up and you realize you actually spent so much!
So count every penny, save all your pocket change in a jar, and don't buy something unless you know you can't live without it, like food or water. Also, a lot of people leave a lot of lights in there house and pour out water alot for no reason. So don't wash something in the laundry if it's not dirty, like if you only wore it once. Don't leave water running if your drying the dishes or brushing your teeth, not leave the light on in the living room when your waching TV in your bedroom, small things like that.

Good Luck!

Answer 2

Quit using your credit card so much, if you use it you will usually spend more than you planned on. Start saving what ever you can. cut back on expenses like 5 bucks coffee and stuff you can do without and once you two get a budget figured out you will be amazed at what you bought, without thinking about what it was costing you. That's the best way to save, no magic, spend less than you earn and save what ever you can. You will appreciate saving so you can move , because it was you that did the work and saved the money so you can be in the real world, . good luck.

Answer 3

the #a million element you 2 go with to do: create a funds. First, create a itemizing below that of your income....what days you each and every receives a fee and how a lot. also comprise once you've any funds accessible or some thing on your savings/checking debts. next, make a itemizing of each and every of the charges you've, both one after the different and jointly. comprise what day of the month they're due on. comprise such issues as your employ charge, vehicle charge, coverage charge, mastercard charge, and different such charges. next, take your income and subtract from that the expenditures (charges), which might want to furnish you with the quantity you've left over on the right of the month in spite of everything charges are paid. If the quantity is detrimental, then you definately might want to guage getting rid of any uneccessary charges you've were given. once you've funds left over, then you definately might want to go with the way you 2 will spend it -----you need to each and every have your own "spending" funds or have a joint spending funds that you percentage ( i ought to bypass with man or woman "spending" allowances to maintain issues equivalent and honest). the great element you could do immediately should be to positioned aside a particular volume of money into an "emergency" savings account for you to use down the line if some thing takes position. also, attempt to no longer make any purchases on charge playing cards that you'll't pay for funds instead. mastercard charges would nicely be a discomfort and a authentic stress on your funds. next, attempt to dodge uneccessary spending, like Starbucks, going out too a lot, or some thing else it really is severe, or a minimum of attempt to diminish them.

Answer 4

You want to pay as much of your bills off as possible before you move. I understand you wanting to move out however, moving out with a lot of things to pay on WILL cause stress in your relationship. Cut your expenses down and start a savings account ( no debit card) If you can consolidate everything into one payment with low interest do it.