my mom thinks im stealing her money?

Question

My mom and I have a account together, had some money in it. we bought some furniture, we split it, she fixed her car a couple times and used some of it for deposit on a apartment, now her balance is low and she thinks im stealing it, she is not one to listen to anything she wont even let me get a word out, i think this is going to drive her over the edge and shes just gonna flip and i will not hesitate to call the police.. what do you think i should do?

Answer 1

get your own separate account so she won't have any problems with who is taking her money since she will be the only one and will have no one else to blame except herself.

Answer 2

Hanny: Does it take a rocket scientist to tell you to get a separate account? There must be a reason you have joint and maybe I would withdraw what I said if you had no choice but to be joint. Meanwhile, do like others have suggested and get some proof of what's been taken out and when. You can get your bank to put the checking and/or savings on the computer so you can go look at it every day. Print it out and circle hers. If she is getting so old that she is senile she will never believe you, no matter how much proof you have, so just start a new account. I don't know how much in the joint account is your, but is it worth arguing over? Try not to get the police involved. I think a good suggestion, though, is to talk to her physician (out of her sight & sound) and let him know how she is acting. It may be early Alhzimers setting in. Then you have a bigger problem than her acussations. Good luck to you and try to understand her way of thinking.

Answer 3

Just get your own account then she can't really say too much then. Take yourself off her account and give her the cut up bank cards.

Try to sit down with her and go over the statement. But she can be mad all she wants, because you are joint owners on the account. If she thought you were a thief she shouldn't have you as a joint.

And to the RN lady, my mother was an RN by the way. Anyhow, I was a joint on her account. She recently passed away and it makes it so much easier when the account automatically goes to control of the other joint owner. If that wasn't the case it would be an even bigger mess for me to deal with because she passed in August and I won't have court paperwork until November. That's how I have been able to keep up mortgage payments until I can move forward. I had my own separate account and never touched her account unless she wanted me to pay a bill for her or send her money for things she was paying for me. Being respectful is the key.

Answer 4

Better somehow get that joint account built back up to where mama thinks your once again an honest person. The cops will take her side and so will the judge...they will think you just took your mom to the cleaners and are in bad need or a long stretch of incarceration! Soon after you get the money, take your name off the account while momma is happy, thus putting you off the hook when her account goes down in the future. Sounds to me like your momma may have a mental disability and if you remain on the account, you also may have one!

Answer 5

Your mom might be suffering from a slight chemical imbalance or she may even have a slight disorder of schitzophrenia where they believe things that are not true. Something might be telling her that you are stealing her money, voice in her head etc.. Keep a log of what you spend as well as how much she spends add it together. Start talking to a mental health facility at your hospital and let them know whats going on they may want to bring her in for evaluation. Health insurance will help a lot with this or even medicaid if your mom has neither you probably won't be able to afford it. Skitzo are kinda hard to deal with they only believe what they believe because it is a thought in their that they can't get rid of so whatever you tell her she won't believe and she will fight back etc.. Do some research on Skitozophrenia.

Answer 6

You didn't state how old your were, but if each of you has a bank card or access to the account, just go to the bank and request a print-out of the transactions. You could go online & sign up for online banking. If your name isn't on the account, then tell your mom to show you the monthly statements. If she refuses, then she knows that she's been the big spender. I suggest that at any age, that you get your own account.

Answer 7

The best thing you can do is stop using the account and return anything that gives you assess to the account to your mother apologize for things not working out and in the future you have to balance your account together so that everyone involved will always know whats in the account.

Answer 8

go to the bank and get the statement from the account. It will show all purchases or activity on the account. So you can sit down together and go through it figuring out what was spent where leaving no wonders of where it went

Answer 9

OMG! I laugh so hard when my mom yells at me! That is so crazy but dude i think that you should have a serious conversation. Sit her down at the table when nobody else is around and tell her that it is not you but TRY YOUR BEST not to laugh or else that would ruin it so just tell her that it is really not you and you would never do anything to her like that and if then after a lot of hard work trying to convince her and she still does not believe you then you tell her that you saw your dad do it but you have to be sincere through out the whole conversation or else she won't buy it. GOOD LUCK AND I HOPE THAT I HELPED! : )

Answer 10

Prove to her that you did not steal her money by going to the bank with her and ask an accountant if anyone recently took money off the account. This will also tell you who stole it if someone actually did.

Answer 11

Get your own account and if you want to split on something with your mom, you can always take it out. I don't really see any other option for you. there is never a good outcome when there starts to be fights about money.