Its for a clothes store and they don't send statments. It was an honest mistake.
2007-10-23 05:10:24 · 9 answers · asked by Nicky D 1 in Business & Finance ➔ Credit
1 day late won't show with anyone but possibly the clothes store. Credit Reports/Scores begin scoring at 30 days late, so breathe easy, you can still buy your house!
2007-10-23 05:16:55 · answer #1 · answered by Glenn 2 · 3⤊ 0⤋
No, it shouldn't. Just apologise to the clothing store when you make your payment and if your making payments on time , the'll let it slide.
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2007-10-23 13:52:28 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You will kill your credit history unless you request forgiveness for the late payment. This is usually a one-time courtesy, but you have to request it.
2007-10-23 18:12:35 · answer #3 · answered by Anonymous · 0⤊ 0⤋
No. It won't hurt anything unless it was 30 days past due. Even then, there's no harm in having one or two dings. Killing a credit history basically means that you are constantly 30+ days past due on everything, have filed bankruptcy, and so on and so on
2007-10-23 12:19:36 · answer #4 · answered by AngFlowr 4 · 1⤊ 0⤋
No, this one won't hurt you. It is a small amount and less than 30 days won't go on a report. It sounds as if they may not even report since they don't send you a statement.
Mistakes happen, don't let it happen regularly. ; )
2007-10-23 12:33:49 · answer #5 · answered by tantiemeg 6 · 0⤊ 0⤋
No, don't sweat the small stuff...
They may not even report to the credit tracking companies.
2007-10-23 12:22:23 · answer #6 · answered by hottotrot1_usa 7 · 0⤊ 0⤋
depends on how mean they want to be. If it was a regular
card, not only would they charge you a late fee, you just
gave them an excuse to sky rocket your interest rates
2007-10-23 14:41:09 · answer #7 · answered by Anonymous · 0⤊ 0⤋
you belong in prison for such a heinous offense!
2007-10-23 12:18:01 · answer #8 · answered by Anonymous · 0⤊ 1⤋
No, will have little if any effect.
2007-10-23 12:16:18 · answer #9 · answered by Judy 7 · 3⤊ 0⤋