2007-10-22 16:02:52 · 3 answers · asked by rlouis3 2 in Business & Finance ➔ Credit
The farthest they could go back is as far back as your credit report goes. For positive accounts that will be as long as you had the account. For anything negative it is 7 years back for the negative item, Chapter 7 Bankruptcies are 10 years.
However, it would then be up to the employer how far they actually care about. Some may want the full history, others may only care about the previous two years(for example).
2007-10-22 16:21:56 · answer #1 · answered by OC1999 7 · 0⤊ 0⤋
Negative credit falls off 7 years from the last activity date. Therefore, if a company keeps sending activity to the bureaus, it could stay on there forever. Bankruptcy falls off after 10 years.
I recently collected a $7000 debt that was 12 years old. I continued to report it to the credit bureau annually. I finally got my money as this person wanted to purchase a house & couldn't get financed with the bad debt showing on his credit bureau.
2007-10-23 01:36:30 · answer #2 · answered by RB 5 · 0⤊ 0⤋
Probably just what is on your credit report.
Negatives fall off your credit report after 7 years. Bankruptcy, judgments, and liens show for 10 years.
2007-10-22 23:11:38 · answer #3 · answered by bdancer222 7 · 0⤊ 0⤋