i've already accepted money for totaled auto but i need to get more for medical bills and continuing problems

Answer 1

Well, in some states, you can't. In others, it's going to depend on who was at fault, and how much.

You do realize, there's no QUESTION here. If your question is, "how can I get money", you'll have to discuss that with your agent, as none of us here have enough information to guess.

Answer 2

I'm not sure what you are asking - so here's some basics.

If you were injured in the accident and have filed a liability claim against the other person's insurance - you have 2 separate claims. 1. for property damage and 1 for bodily injury.

The two claims do not have to be settled at the same time. So you can settle up on the total loss vehicle and sign a Property Damage release that ends only the property claim and leaves the bodily injury claim pending. If you have signed a Property Damage release then the PD claim is over and done with never ever to return.

The insurance company will not pay you for your bodily injury claim until you (and your spouse if you have one) are ready to sign a Final Release that ends all claims once and for all. The liability carrier will not pay medical bills as you incur them.
Bodily injury claims are usually settled in a lump sum at the end once you have completed treatment and are ready to sign the final release.

If you have Medical Payments coverage on your policy - you can turn in your accident related medical bills to your carrier and they can pay the bills up to the policy limit of you Medical Payment coverage.

If you are in a PIP (or "no fault") state- then you will need to turn your medical bills into your insurance company to be processed under your PIP coverage. In most PIP states - you have to meet certain guidelines in order to pursue the at fault drivers liability coverage (this is called breaking threshold).

The adjuster handling your claim can give you more information and address the specifics of your claim.

Answer 3

You didn't give us much to work with here. We could use much more information, such as who you collected from and did you have to sign anything other than a car title.

If you settled with the other drivers company that shouldn't be a problem as long as you did not sign a general release when you received the money for the car. When you make a claim to somebody else's company it's called a 3rd party claim. If you are injured in an accident you have two separate 3rd party claims. One for the car and one for the medical bills and injuries. However, be forewarned that the other drivers company will not pay your medical bills or for any injury until you are ready to settle in full.

If you have collected for your car damages from your own company then you can still contact the other company regarding your medical bills as described above.

Your policy may have coverage to pay your medical bills when they come due, which the other insurance company can't do. Make sure to ask your company.

Answer 4

You must contact the insurance adjuster handling the claim.