This is just for an article I'm writing. I just need to know how much you spend for each insurance every month and what you get from it. Co-pays, deductables, what insurance promises to pay for.
Health? Do you get it from your employer or did you buy it yourself?
Auto?
homeowners?
2007-10-22 07:53:56 · 4 answers · asked by christigmc 5 in Business & Finance ➔ Insurance
It's pointless for you to know how much I pay, if you don't know how much is covered, or how great of a risk I am.
2007-10-22 08:29:08 · answer #1 · answered by Anonymous 7 · 0⤊ 0⤋
On average, people pay between $300 to $450 a month for a single health insurance plan, or $1100 to $1300 for a family plan. Standard plans considered not too costly but not cheap would have a $25 in network copay, $500 hospital copay, $10/$25/$50 pharmacy copays and a $1000 out of network deductible. Depending on each individual's situation, people higher or lower these out of pocket amounts. Of course, nowadays there are plans with in network deductibles they're becoming more popular by the day, especially with HSAs allowing pretaxed dollars.
Personally, I pay $500, $10 copay, No hospital $1000 out of network deductible and a $10/$20/$30 pharmacy plan.
2007-10-22 17:21:48 · answer #2 · answered by Size 2 3 · 0⤊ 0⤋
Health: I get it from my employer. $28 every 2 weeks. HMO $25 for doctor visits. $200 for procedures. $15 for a 30 day supply of drugs. no deductables and if my copays go over $1500 a year I don't have to pay anymore for the rest of the year.
Auto: I don't own a car.
Homeowners: I don't own my own home yet.
2007-10-22 07:58:19 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Bought myself.
Health: $61 per month. $3500 deductible. Do not remember the exact answers to your other questions.
Auto: approximately $300 per six months. $1000 deductible, I think (not sure). Pays for liability, collision, theft, and a few other things. No co-pays.
Homeowners: I do not have it. I do not own a home.
2007-10-22 10:31:54 · answer #4 · answered by StephenWeinstein 7 · 0⤊ 0⤋