Last year I disputed a utility account with a company outside the state I live in. i thought it was all taken care of since the updated credit report i received didn't have it on there. i just received a new report and there it is. The company confirmed with the landlord of that address that i did not live there, but that the deposit and first month's rent was written by "someone" other than tenant and it was returned NSF. The utility company thinks it was me (with no proof) and are still pinning the bill on me. I had filed a police report against the person who used my personal info, signed a notorized affidavit that it wasn't authorized by me, proved where I lived, and everything I was supposed to do (not to mention that this was one of three fraudulant accounts-the other 2 totaling over $800 came off immediately). They refuse to remove it. Now what do I do?
2007-10-20 14:54:34 · 3 answers · asked by April D 2 in Business & Finance ➔ Credit
get a lawyer and seek identity theft counseling
2007-10-20 15:22:51 · answer #1 · answered by teacher4u25f 2 · 0⤊ 0⤋
I would suggest sending in a copy of any of the reports or documents you may have made a copy of previously to the credit agencies. This is the quickest way to get it handled because they will see that it was resolved and get it removed. Do you have a copy of those documents? If not I would suggest trying to get proof of residency once again but I am not sure it they still have it on file.
2007-10-20 22:25:47 · answer #2 · answered by Anonymous · 0⤊ 0⤋
They may refuse to remove it but you can add comments on your credit report. So when you apply for a loan, the lender can see that on your report. I would just keep bothering them. Tell them that you see it is still on your credit and you have don't everthing your suppost too. Send notes and call them weekly.
2007-10-23 01:26:04 · answer #3 · answered by Peggy Pirate 6 · 0⤊ 0⤋