Is there anyway you can still get car insurance if you have bad or no credit? Which insurance agencies are more leanient?
2007-10-20 09:24:35 · 8 answers · asked by Deeda 3 in Business & Finance ➔ Insurance
It depends on what state you live in and what insurance carrier you use. My credit sucks and I have full coverage for $80/mo. (Nationwide).
2007-10-22 06:19:57 · answer #1 · answered by tasha 3 · 0⤊ 0⤋
you can but it is expensive. This is so unfair. They say that people with bad credit are more likely to have an accident so they use that to charge more money. You could probably come up with statistics that link hair color to accident frequency. Just another way of screwing people with bad credit.
I got a company that insured me at a low rate because I was a safe driver. 20 years no tickets no accidents. A year later they ran a credit check and doubled my premiums. Ought to be a law against that. By the way, I made every payment on time every time and still no tickets and no accidents.
2007-10-20 09:29:36 · answer #2 · answered by casey 5 · 0⤊ 1⤋
I recommend one to visit this web site where onel can get quotes from different companies: http://QUOTES-FOR-INSURANCE.NET/index.html?src=2YAhvvwkFJ18
RE :Do all car insurances check your credit?
Is there anyway you can still get car insurance if you have bad or no credit? Which insurance agencies are more leanient?
Follow 7 answers
2016-08-23 23:09:59 · answer #3 · answered by ? 6 · 0⤊ 0⤋
If you're in California, they don't use credit score. You CAN get insurance through higher risk companies like Progressive, Geico, or Leader Infinity - it just costs more.
AGENCIES have no room to be lenient, these are COMPANY rules.
Leader will actually give you a policy without checking your credit - but it will automatically give you the HIGHEST rates they have, assuming you have horrible credit.
2007-10-20 15:51:06 · answer #4 · answered by Anonymous 7 · 0⤊ 1⤋
It all depends. If you are just looking for a general quote for how much your going to pay, sometimes they won't. But if you decide to go w/the insurence and get a more accurate quote they may do a "soft hit" on your credit. It's not exactly an inquiry but obviously you don't want a whole lot of those either.
2007-10-20 09:30:05 · answer #5 · answered by church18_20 1 · 0⤊ 1⤋
You can get quotes in just a few minutes at - SALESQUOTES.INFO-
RE Do all car insurances check your credit?
Is there anyway you can still get car insurance if you have bad or no credit? Which insurance agencies are more leanient?
2014-09-09 00:23:45 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Find the best offers for you at: COVERAGEQUOTES.NET
2014-05-16 07:47:04 · answer #7 · answered by Anonymous · 3⤊ 0⤋
You may not like it, but insurers have found it statistically true that people who are unreliable in financial matters tend to be higher insurance risks. Thus, they check. You can probably get insurance, but it will cost you more if your credit is bad.
2007-10-20 09:33:15 · answer #8 · answered by Anonymous · 0⤊ 1⤋
Compare insuran ce quotes
2014-12-27 02:01:21 · answer #9 · answered by ? 1 · 0⤊ 0⤋
Only the legit ones that will actually cover you in an accident .
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2007-10-20 09:27:44 · answer #10 · answered by kate 7 · 0⤊ 2⤋