2007-10-19 09:04:01 · 11 answers · asked by BRIAN D 1 in Cars & Transportation ➔ Insurance & Registration
Most ask to see evidence, usually your last insurance certificate, to check how many no claim you actually have. There isn't that many that'll just take your word for it.
2007-10-19 09:08:00 · answer #1 · answered by Jen13 2 · 1⤊ 0⤋
Absolutely not. They will pull MVRs that will show claims, and there is also such thing as an "insurance score" when they compare the two and find that you have lied you violated the law and in all actuality they have the right to "flat cancel" you with no warning. Its no different then any other form of fraud.
2007-10-23 05:32:17 · answer #2 · answered by kitymarie 1 · 0⤊ 0⤋
Insurers have access to a central database, they will be well aware of your claims history whether you declare it to them or not. You wouldn't be pulling the wool over anyones eyes.
You'd also find the policy void in the event of a claim.
2007-10-19 09:09:32 · answer #3 · answered by 203 7 · 2⤊ 0⤋
I do insurance and most (99%) companies pull a loss history report prior to binding coverage, and if they don't pull it prior to binding they will after, which means your premium will go up, so no you cannot bull insurers, they find out everything!
2007-10-19 09:08:29 · answer #4 · answered by MJ 3 · 1⤊ 0⤋
You can't bull insurers full stop and even if you manage to do so at the outset - they'll get you when u try to make a claim..........
2007-10-19 09:08:54 · answer #5 · answered by Anonymous · 2⤊ 0⤋
Believe me they will always find out ,!! These insurance companies are always looking for ways out of paying up and you would have handed it to them on a plate , Its not worth it you will be the one to lose out in the end
2007-10-19 09:35:15 · answer #6 · answered by Black Orchid 7 · 1⤊ 0⤋
you can tell them but the real problem is if you have to make a claim and find your insurance is invalid
2007-10-19 09:58:15 · answer #7 · answered by Paddy 4 · 1⤊ 0⤋
No - insurance companies use a central database now.
2007-10-19 09:06:24 · answer #8 · answered by Sal*UK 7 · 2⤊ 0⤋
no they will ask you to prove it and they can check up on everything you tell them. They will do this and inform you when you have a bump then kindly tell you that you ain't covered ! big mistake ring someone else and tell the truth
2007-10-19 09:08:04 · answer #9 · answered by Anonymous · 1⤊ 0⤋
They use a database that will show any claims you have filed.
2007-10-19 11:38:51 · answer #10 · answered by Nate W 5 · 0⤊ 0⤋