I'm looking for a credit card co. that pulls directly from equifax only. I have a really good history with them and I think I will be approved for any kind of card as long as it's being pulled from Equifax Only. I'm currently working on the other bureaus.
Thank you,
2007-10-19 07:26:32 · 5 answers · asked by svictor24 6 in Business & Finance ➔ Credit
I looked through your past answers to see if you listed a state. My searches are based on the state you mentioned 7 months ago.
I did a quick search and came up with several creditors that might get you started.
Keep in mind that the following three "almost" always pull EQ in your state though occasionally they may pull another.
GEMB usually pulls EQ for their cards
Penfed Credit Union (Pentagon Federal) almost always pulls EQ (if you don't qualify for the regular membership you can join the NMFA to qualify for a Penfed CU membership)
NASA Credit Union usually pulls EQ. (If you don't qualify for the regular membership you can join the NSS to qualify for NASA CU membership)
One other option you might try is to freeze TU and EX.
If a creditor normally pulls one of those they "may" pull EQ if they cannot pull the other two.
Or if they pull either TU or EX exclusivly and will absolutely not pull another, they may deny you without pulling "any" credit report. (being denied that way will "not" have be a negative on your credit since they will not have pulled a credit report)
Your states freezing laws:
Eligibility: All consumers.
Fees: No fees for identity theft victims. All others can place the freeze for free the first time it is used. These consumers pay $5 to lift it temporarily or remove it altogether. If they wish to re-start the freeze after it is removed, they pay a $5 fee.
Effective date of law: November 1, 2006
Permanent freeze remains until removal requested by consumer
(keep in mind that it does take some time for the freeze to become active)
edit+++
The database that Shakr placed a link for is an "excellent" free source of info
2007-10-19 08:15:54 · answer #1 · answered by echo 7 · 1⤊ 0⤋
I want you to contact millenium bank, orchard bank and first premier. They will tell you exactly who they report to. Make sure when you open the account you keep it below 35% but sho activity on the card.
2007-10-20 09:26:36 · answer #2 · answered by Credit Surgeon 1 · 0⤊ 0⤋
It also depends on your location. There is a pull database that might help you with your problem
http://creditboards.com/forums/index.php?autocom=creditpulls
You have to register in order to access this page
2007-10-19 14:43:59 · answer #3 · answered by Dr. Shakar 2 · 1⤊ 0⤋
you never who pulls which one, or if they pull all three,
keep working on the other two.
creditinfocenter com
2007-10-19 14:30:02 · answer #4 · answered by Anonymous · 0⤊ 0⤋
sorry, haven't a clue.
2007-10-19 15:11:21 · answer #5 · answered by BQ 6 · 0⤊ 2⤋