if my Mom signs up for a Flexpay plan, and i dont pay a bill one month, will it mess up her credit?

Question

i really miss having a cellphone, and my mom wont let me get one again, because last time i had a plan, i didnt pay the bill one time, so my mom shut it off. ive been with this prepaid phone right now, and i just saw that T-mobile has the Flexpay Plan. i told my mom about it, and she said it was okay. until i went to the retail store, and they said i had to be 18 to get it. then they told me if i could find someone whos 18 to sign it for me, i could get it. i told my mom this and shes worried it will ruin her credit if i forget to pay the bill.

anyone have any answers?

i understand where you all are coming from, but when i did have a normal cellphone, i was 14, im 17 now

and also, do you guys know exactly what flexpay is? because its pretty much like a prepaid plan, so thats why i was wondering if it would mess up ones credit, because it shouldnt, according to the site, and the man at the retail store, if you dont pay a bill one month the phone is just shut off after 90 days

Answer 1

Good credit is about the most valuable thing a person can have and she knows from hard experience you can't be depended on to pay the bill on time. You're stuck w/pre-paid until you're 18 or you can sucker her into putting you on her account.

Answer 2

It will ruin her credit if she does pay, if she trust you to pay she is taking a major gamble.