2007-10-17 13:03:06 · 19 answers · asked by boneshaker357 1 in Cars & Transportation ➔ Insurance & Registration
Depends on whether the accident was in the scope of the employee's employment.
If you were a UPS delivery guy and were deliverying UPS packages and got in a wreck...UPS should be on the hook. You were acting on UPS's behalf.
If you were a UPS delivery guy who took your cool brown bread truck to a local bar after work and then ran into a busload of nuns while drunk...that's not in the scope of your employment.
2007-10-17 13:05:21 · answer #1 · answered by Anonymous · 0⤊ 1⤋
Most of the time, the insurance company that is insuring the vehicle will have to pay for it. If it is a company car but you are providing the insurance, then your insurance company will be paying for it, and if there is a deductible, the insurance company will probably expect you to pay that deductible. You may have to ask your employer if he would be willing to reimburse you for the deductible, especially if the accident occured while you were performing your duties for them. If the car was insured by your employer to begin with, their insurance will likely pay for it, assuming the accident occured while you were not doing anything too unreasonable. For example, if you were using the company vehicle as a getaway car in a bank robbery, the insurance company might try to argue that you were using it outside of what you're supposed to be using it for, so they are not liable for whatever damage occured--maybe. But short of extreme situations like that, they will usually have to cough up.
2007-10-17 13:23:22 · answer #2 · answered by chaos_agent_sd 2 · 0⤊ 0⤋
I was involved in an accident in a company vehicle and I didn't have to pay anything. The car was totaled and my employer also paid for me to receive physical therapy.
2007-10-17 13:07:26 · answer #3 · answered by Jennifer 2 · 2⤊ 0⤋
No, if you are on the clock and in the company vehicle, they will have to pay you workman's comp. if you are injured and their insurance pays for the car and other damages. I don't think the company will be liable for any traffic violations or tickets. Every company that owns a vehicle is required to have insurance. Just like we the citizens are. If they don't then they can be sued! And they person driving will have to go to court but the company bottom line is responsible! It is their property. Just like for instance if a robber breaks in your house and cuts his foot or falls he can sue you because it happened on your property. More than likely he will try to get away but he could sue. Or a person walks through your yard and falls they can sue too, pretty sounds messed up huh???
2007-10-17 13:05:43 · answer #4 · answered by char__c is a good cooker 7 · 1⤊ 1⤋
The company vehicle insuring Will pay for the cost.
2007-10-17 13:05:46 · answer #5 · answered by Mike 2 · 1⤊ 1⤋
The car accident fee should go to the business because it's their property or possession but they can charge their employee because they are the boss and can be like no paycheck! or your fired! But the health insurance is probably the employee's duty.
2007-10-17 13:06:57 · answer #6 · answered by Anonymous · 1⤊ 1⤋
Any corporation that operates a fleet of automobiles is thoroughly in charge for any coincidence injury an worker does mutually as "on the clock". that would fire you, yet they'd't legally require you to pay something.
2016-12-29 15:40:06 · answer #7 · answered by cantara 4 · 0⤊ 0⤋
No. It's a company vehicle insured for company use. If your boss hands over the key it's the owners responsibility. Don't fork over a dime. If they try to fire you over it, it's wrongful dismissal and you'll have and easy case in court.
2007-10-17 13:07:00 · answer #8 · answered by Ralphie 5 · 1⤊ 1⤋
Well usually the company's insurance will pay for the damages unless you like totalled the car on your behalf
2007-10-17 13:07:08 · answer #9 · answered by ruben** 1 · 1⤊ 1⤋
Depends on your company's head dude.
2007-10-17 13:05:28 · answer #10 · answered by Anonymous · 0⤊ 1⤋