I was on a religious site ordering things, and the next day I recieve about 8 emails saying Order Canceled - Credit Decline. Then, when the company tells Discover, I get calls from them 1 a day and they never stop! How long will I get these calls if i dont contact them back? I hate Discover can any one help?
2007-10-17 08:39:16 · 7 answers · asked by Anonymous in Business & Finance ➔ Credit
Maybe its because your past your limit, and your credit score isnt good enough.
2007-10-17 08:43:03 · answer #1 · answered by Anonymous · 1⤊ 0⤋
You meant Discover Card keep declining your purchases? I never have similar problem with any credit cards that I have. Do you know your credit limit? Did Discover said why they are calling? Maybe they are just trying to protect your account by verifying the purchase on line by calling you. Why are you hiding/avoiding from Discover Card's calls? Are you over your limit or late on payments? Those are the only reasons that I can think of why they declined the purchases. You should know that too.
2007-10-17 11:01:19 · answer #2 · answered by Anonymous · 0⤊ 0⤋
There can be a couple of reasons why you are being declined. The first reason could be because you are entering in incorrect information. (the cvv # or trying to ship the merchandise someplace else). Discover card will not allow shipments to any other locations unless you have an alternate address listed on your account which you can provide but only through a representative. Another reason could be because the purchase is too much and will cause you to be overdrawn. Discover does not allow you to make purchases in that situation. The third reason could be because the merchant does not accept dicover (many merchants do not). You have to verify and make sure they do.
2007-10-17 19:36:03 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Maybe you should actually talk to them and find out why your credit card is being declined. There has to be a reason they are trying to contact you. Stop avoiding the inevitable.
2007-10-17 08:43:38 · answer #4 · answered by *Cara* 7 · 0⤊ 0⤋
You have a Discover card? How high is your balance? Your question didn't give a lot of information. Do you have another card to use to place the order?
2007-10-17 08:43:35 · answer #5 · answered by Phurface 6 · 0⤊ 0⤋
Have you hit your credit limit? Are you overdue on a payment?
If they are calling you and you aren't returning their calls, how do you ever expect to find out what the problem is? Call them back.
2007-10-17 08:44:38 · answer #6 · answered by Judy 7 · 0⤊ 0⤋
BECAUSE YOU KEEP TRYING. EITHER THAT OR THE SITE YOU WERE TRYING TO PURCHASE FROM IS DETERMINED TO SELL YOU SOMETHING AND THEY KEEP SUBMITTING YOUR ORDER. I THINK YOU SHOULD CALL MAYBE THEY ARE TRYING TO CALL TO LET YOU WHAT'S GOING ON WITH CREDIT.
THEIR IS A LOT OF IDENTITY THEFT GOING AROUND.
2007-10-17 08:44:54 · answer #7 · answered by shhhh_j 3 · 0⤊ 0⤋