And other stuff you put in your car like tv's and other customizable stuff?
2007-10-17 08:22:02 · 9 answers · asked by Pamela O 1 in Cars & Transportation ➔ Insurance & Registration
Hiya:
Do you HAVE to let them know? No.
Do you want them to PAY for those things if they get stolen? You probably do....in which case you need to let them know.
Why?
A typical auto policy only covers the vehicle and standard equipment (tires/radio/cd player). Some policies will cover CUSTOM EQUIPMENT up to $1000.
If you have more than $1000 of custom equipment (special rims, special speakers, special paint job, specialty electronics like tvs, etc) you are going to need to declare those and their values.
Some insurance companies may not provide custom equipment endorsements for you. Those items will make your vehicle much more attractive to car theifs.
If you do shop around and find the coverage you need - you are likely going to be paying a pretty penny for it.
Goodluck!
~jifr!
2007-10-17 09:44:17 · answer #1 · answered by Jifr 4 · 0⤊ 0⤋
If you put too much expensive crap in an old car, you will not have coverage unless you can get specialty custom car insurance for the increased value. 24" inch rims on an Eldorado are pretty stupid. The car was built as a luxury car with a soft ride, and 24s will really roughen up that ride because there is almost no sidewall to absorb bumps.
2007-10-17 20:02:46 · answer #2 · answered by Fred C 7 · 0⤊ 0⤋
24 inch rims? Your car would look like a semi. The cost of the rims would be more than a 1975 caddy is worth so why bother.
2007-10-17 14:24:53 · answer #3 · answered by Peedlepup 7 · 0⤊ 0⤋
why might you place magnificent rims on your motor vehicle in case you reside in a foul community? you're able to besides place the money on the sprint and wait till ultimately somebody breaks in to take it... this sort all you're able to pay for is a window. ask your agent in case you even ought to place an endorsement on the coverage for the perimeters. 18" rims are no longer well worth that lots money and would possibly no longer can charge you extra for the insurance. determine you have the receipts and pictures of the motor vehicle till now it receives stolen, which all of us know it relatively is going to...
2016-10-04 00:53:57 · answer #4 · answered by ? 4 · 0⤊ 0⤋
No...but if the rims get stolen the insurance company won't cover the cost of the rims
2007-10-17 08:26:57 · answer #5 · answered by Mike C 3 · 2⤊ 0⤋
you don't have to, however they wont cover any loss on them either. so if car is stolen you will get what a base eldorado is. you must tell them if you want coverage for all of it. and yes your insurance cost will go up
2007-10-17 08:30:21 · answer #6 · answered by koma 6 · 0⤊ 0⤋
Not unless you want them covered by your insurance. Most companies do not cover add-ons unless a policy is in force to cover them.
2007-10-17 08:28:49 · answer #7 · answered by sensible_man 7 · 2⤊ 0⤋
Nope
2007-10-17 08:25:33 · answer #8 · answered by joystoy33 3 · 0⤊ 1⤋
ONLY IF YOU WANT THEM TO INSURE THEM IF THEY GET STOLEN.
2007-10-17 08:40:28 · answer #9 · answered by Anonymous · 0⤊ 1⤋