My car was stolen and the theif crashed it up a gutter and into a pole.. can i get compensation? Im only in year 12 and cant afford to fix my car without some kind of miracle.. and since the damage is going to be costly to fix is there any compensation out there for me.. i only had ctp insurance??
2007-10-16 18:23:31 · 15 answers · asked by arp2007 1 in Cars & Transportation ➔ Insurance & Registration
A - if you had full coverage, you would get it fixed by your insurance
B - if the thief was identified, he could be sued for the damages, if he had any assets to sue for.
C - if neither A nor B apply, you are out of luck
I don't understand why people don't carry full coverage unless they are driving $50 cars.
2007-10-17 20:23:08 · answer #1 · answered by Fred C 7 · 0⤊ 0⤋
I don't know what "ctp" insurance is. If you have comprehensive, the insurance company upon determining it is a total wreck, will pay you the "fair market value" of the car minus your deductable. If the car is pretty old, they may go this route even for a car that is less than totalled, for they know what the car is worth and how much it costs to fix as well as you do. If you don't have this coverage, you are stuck for the total bill.
If you know who the thief is (hopefully in jail), and the guy has assets (not likely), you can file suit in small claims court or district court, based on the damages and a realistic appraisal of what you can get.
2007-10-16 18:33:08 · answer #2 · answered by cattbarf 7 · 0⤊ 0⤋
The best route is to ask your insurance company. Depends on your car insurance. You can also go after the guy that stole your car. First you have to get the police report from the Department that took the report. The perpetrator's name will be on the report along with his address and other information you or your insurance company will need.
If your insurance company doesn't cover the damage, file a small claims action against the person responsible. You won't have any problem getting the judgment. The problem comes in when you try to collect the money. You have to find out if he owns any tangible assets, or is employed anywhere. If you get to this point, email me and I will tell you how to do it.
I'm so sorry this happened to you. It's not fun being a crime victim. In my experience, the cops are not out to help the victims anymore like they used to 30 years ago.
Good luck my friend.
2007-10-16 18:30:47 · answer #3 · answered by a10cowgirl 5 · 2⤊ 0⤋
Depends on your Insurance Policy and other factors, I remember my Sister bumped her Car into the Car of another guy and he called my Parents demanding money from them (damange to his Car was not even that bad) and my Mom said I can't afford to pay that amount, talk to my Insurance and get them to pay up (as I am sure my Parents Insurance would have been willing to give him the money), and he was like no I don't want them to pay, I want you to pay.
But he had no way to get my Parents to pay up at all, he would have been better off demanding from my Parents Insurance if he could prove he was owed damages.
There was an incident in the 80's when my Cousin had slipped at my House on the Ice, and well due to what happened, my Parents and Cousin worked on a plan to have my Cousin sue my Parents (in name only) so that then House Insurance would give my Cousin some Money in exchance for cancelling lawsuit against my Parents.
But the idea did not work because well my Mom did warn my Cousin before she went outside and slipped on the ice, so that meant my Parents could not be held legally responsible for my Cousin's injuries.
2007-10-16 18:32:59 · answer #4 · answered by MrCool1978 6 · 0⤊ 0⤋
Steal My Car
2016-10-13 09:53:08 · answer #5 · answered by easdon 4 · 0⤊ 0⤋
Sue the thief - he might well have resources you can attach. Or see if you can get the story in a newspaper - you know, hard working student has his car stolen and now he is without any transport - might get some well meaning contributions to help the repairs along.
2007-10-16 18:27:19 · answer #6 · answered by Uncle John 6 · 0⤊ 0⤋
Same thing happened to me my vehicle was stolen from two teenagers 16, and 17 years old. Waiting for the police report to be signed off by a supervisor at the district, and the records supervisor. Once the report is ready I was told by the officer who not only got my car back for me, but caught one in the car, and the other suspect fleeing on foot! The one running on foot was apprehended with my key in his pocket! They crashed my car. Beat it so hard they ruined my flex pipe. Put almost 2,000 miles on my car in 5 days. My purse, money, and all my jewelry that was inside my purse inside the vehicle gone! My piece of mind gone, and I keep thinking the little losers will be back to my house. So my husband and myself are armed, and ready just in case they're stupid enough to come back. They should PAY! If they're not old enough then their "parent" should be responsible!!!
2016-10-02 14:45:38 · answer #7 · answered by Katie Franken 1 · 0⤊ 0⤋
i think for you. My automobile has been vandalized 3 situations. I refuse to deliver my new (used) automobile to stay in one day at my girlfriends position because those before crimes. Your situation is that you do not have good info. in case you probably did, i might want to recommend you to the contact the police and make a record. In any adventure, make a police record so if a similar crew receives stuck doing different damage, they'd be investigated deeper on your case. do no longer take the remember into your own fingers. that is a volatile element, as those criminals will, perchance, unmarried you and your spouse and youngsters out for extra crime, and more suitable escalated! do no longer take the remember into your own fingers!
2016-10-21 07:21:07 · answer #8 · answered by ? 4 · 0⤊ 0⤋
Yes Ring Peter Gordon at Slater & Gordon, Depends on If the Person who Stole your car is Caught or Not, if He /she is caught then you can Sue, But it would Cost you more in Legal cost than the Car's worth cheers. ie: They May be on Centrlink payments or if working & You Do take them to court then most likely they will settle on restatution at $5.00 per month to pay of your compensation.
2007-10-16 18:30:14 · answer #9 · answered by Maza, 1 · 0⤊ 0⤋
i dont' think so.
the whole purpose of comprehensive car insurance is to get your money back when something like this happens. if you don't have it, then too bad so sad, you'll have to wear the costs.
the only recourse you may have is if the thief gets caught and charged a restitution order can be made against them in your favour. ie, the courts will recognise that this person owes you money. but that's as far as it goes - it's you to YOU to pursue it.
2007-10-17 17:41:37 · answer #10 · answered by loving30 4 · 0⤊ 0⤋