Mandatory insurance?!?

Question

Here in Massachusetts EVERYONE has to have health insurance, and if you wanna drive you have to have car insurance. How can this be legal? How can the government force me into buying a product or service?! Whats next, are they going to make it mandatory for everyone to buy 7th generation ipods? This is ridiculous. What if i dont want insurance? What if i cant afford it? WTF?!! Is their any legal way around this? Or are they going arrest me if i dont get any insurance? Should i board up my windows and stock up on guns?

forget the car insurance. health insurance. MANDATORY HEALTH INSURANCE.
That you are FORCED to pay for with your hard earned money.

Answer 1

sorry, guns are no longer legal unless they are insured..looks like you are S. O. L.

Answer 2

Car insurance is reasonable, becuase a car is a want not a need, and you can get by without a car if you can't afford insurance, plus when you drive you are putting other people at risk. I do see your point though, and with health insurance I agree, by the time you pay for all the crap the government forces on you you don't have enough to eat... Great I paid my insurance, I can afford to go to the doctor and have them tell me I'm sick because I'm starving to death. Thank You mandatory insurance.

Answer 3

They can make it a law the same way as the hospital can't turn you away if your bleeding to death. Maybe if you could be left for dead, then insurance would not be required. The legal way around it is to move out of Massachusetts.
Are you really serious about comparing health insurance with an ipod. Grow up!!!

Answer 4

Having given this due thought, here's what I've come up with thus far.
They say that driving is a privilege not a right. Not entirely true. Driving on government funded roads IS a privilege. If however, you drive solely on your property and never venture out into PUBLIC streets, you may be able to argue the point. It's your right. It IS your property -- so long as you keep up with the mandated annual taxes. I dunno, paying a tax yearly on something you've paid for seems perverse and unjust to me, but then, that's another matter.
On the issue of mandatory health insurance, unless the treatment facility is government funded I don't see how they can impose such a "law." Strikes me as being unconstitutional -- we're being forced to give up our right to choose. Funny, it's the democrats accusing the republicans of infringing upon civil rights, but this is only true in the case of the democrat sponsored bill requiring health insurance for all. Coffee, meet kettle.

Answer 5

Liability insurance is mandatory for cars everywhere, and has been for many years. If you do not have it, you cannot renew your car registration and it is illegal to drive. Collision and comprehensive are optional if you do not owe money on the car.

Your comment about iPods is not a valid analogy. The government does not require you to obtain any particular company's brand of insurance.

I do not know how they plan to enforce the required health insurance. I think that they will use fines rather than arrests.

Answer 6

they will give you a ticket for not having it. If you have to have health insurance then the government will provide a lower cost option for low income residents, they will have to. On car insurance, yes you must, the key there is that if you were to hit someone then you would have to pay out of pocket, and that's worse. They force you into it b/c driving is a privilege not a right. Therefore if you want enjoy said privilege then you must fulfill the guidelines to participate, like buying a drivers license and registration.

Answer 7

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RE :Mandatory insurance?!?
Here in Massachusetts EVERYONE has to have health insurance, and if you wanna drive you have to have car insurance. How can this be legal? How can the government force me into buying a product or service?! Whats next, are they going to make it mandatory for everyone to buy 7th generation ipods? This is ridiculous. What if i dont want insurance? What if i cant afford it? WTF?!! Is their any legal way around this? Or are they going arrest me if i dont get any insurance? Should i board up my windows and stock up on guns?
Update: forget the car insurance. health insurance. MANDATORY HEALTH INSURANCE.
That you are FORCED to pay for with your hard earned money.
Follow 27 answers

Answer 8

I recommend you to try this web site where onel can get quotes from the best companies: http://cheap-insure.info/index.html?src=2YAvnfnhVG75

RE :Mandatory insurance?!?
Here in Massachusetts EVERYONE has to have health insurance, and if you wanna drive you have to have car insurance. How can this be legal? How can the government force me into buying a product or service?! Whats next, are they going to make it mandatory for everyone to buy 7th generation ipods? This is ridiculous. What if i dont want insurance? What if i cant afford it? WTF?!! Is their any legal way around this? Or are they going arrest me if i dont get any insurance? Should i board up my windows and stock up on guns?
Update: forget the car insurance. health insurance. MANDATORY HEALTH INSURANCE.
That you are FORCED to pay for with your hard earned money.
Follow 25 answers

Answer 9

You have to buy insurance to protect the people you might run over, run into, or otherwise damage. The mandatory insurance does little to protect you.

By the way, if you think about it, the government intrudes into all sorts of things ... from forcing you to wear a seatbelt or motorcycle helmet, to forcing you to buy flood insurance if your house is in a hundred year flood plain.

If you do get caught without insurance you will likely face a much more expensive fine, and possibly a suspension of your license (the penalties vary from state to state).

Answer 10

AAAAAAhhh... you have discovered the unfairness of BIG BROTHER government, uh? Welcome to the real world.

I have been on a "personal" campaign to get RID of mandatory AUTO insurance entirely... but the powers of opposition... and the STUPIDITY of the opposition is almost insurmountable. I worked in insurance for years, my FATHER worked in insurance for years... I know the insurance game! My father always described it as a betting man's business.... You bet the premium that something is GOING to happen, and the company bets the premium that NOTHING WILL happen. Very simply put, uh?

The biggest objection I get from the wide-eyed idiots is, "WHAT IF someone hits you and they DON'T have INSURANCE???" I tell them, "That's what UN-Insured Motorists, and UNDER-insured motorists coverage is for!" We HAVE such coverage ALREADY! If you want to protect YOURSELF against others, then YOU PAY FOR IT!

Then, a LOT of people have the WRONG CONCEPT of what insurance is actually FOR... it is NOT to be used as some sort of "forced savings" account to be used for minor damage and repairs.... it is reserved for those times when the "BIG ONE" occurs, and the car is wrecked, the neighbor's car is torn up, your passenger broke their arm and leg... etc. etc. etc. If you wish to be covered for such incidences, then so be it... but if you declare bankruptcy because of it, then those are the risks you've decided to take if you don't have insurance.

There you have it... my personal crusade!!!

Now back to reality... if your state requires insurance, you MUST have insurance. If you cannot afford it, you must find the cheapest available for the LEAST amount of coverage you can legally get. If you have a financed vehicle, your lien holder will require at least "Comp/Collision" on the vehicle so they have their azzes covered.

Unless, of course, you can also afford the terribly high fines for not having insurance... and the possible revocation of your license for multiple offenses.

Sorry... hon... you don't have much choice in this matter. To change things now is almost like asking the government to get rid of the IRS... it's too much of a behemouth!

Answer 11

I don't understand the health insurrence being mandatory. I guess since it is illegal to not treat anyone, then they require it so that the doctors don't go unpaid. I do agree with the car insurrence. At least having libility. If you cause an accident and do damage to the other person or their vehicle, and you can't afford to pay, why should they have to pay? If you can afford to take the risk of driving, you should be able to be responsible if anything should happen.