2007-10-14 01:36:30 · 12 answers · asked by shabirgani786 1 in Cars & Transportation ➔ Insurance & Registration
Not necessarily. You wouldn't be able to drive mine - it is insured for drivers over 35 only! (unless of course you qualify there). Check very carefully - this is a grey area.
2007-10-14 01:38:47 · answer #1 · answered by Sal*UK 7 · 0⤊ 0⤋
Hi just having full comprehensive coverage does not cover you on other vehicles, In some cases YES, but with individual insurance companies it is NOT a Given... The only way to be sure is to ASK the Isurance provider, in a case of renting a car most companies do cover an insured driver when they drive a rental car- which would mean that the extra insurance offered by the rental company would not be needed. Best answer will come from the individuals car insurance agent. have a great day!
2016-05-22 09:15:47 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Check through the policy documentation that came with the policy documents. If you can't find the answer there then call the insurer. Take the name of the person you spoke to and note down the date and time of the call (all calls are recorded to protect you (but mainly the insurer)).
Not all comp policies have a DOC (driving other cars) extension. If it does, the policy cover will be reduced to just third party fire and theft if you drive someone else's car.
2007-10-14 04:21:15 · answer #3 · answered by Anonymous · 0⤊ 0⤋
If you read your policy carefully you'll find that it covers you to drive another car not owned by or hired to you which is already insured, on a third party basis only and, usually these days, "in an emergency only".
This latter clause is very important, as the insurance companies have finally caught on to little Johnny with the Corsa driving dad's Ferrari.
2007-10-14 04:13:07 · answer #4 · answered by champer 7 · 0⤊ 0⤋
In general, the car insurance on the car comes first. So if you are driving a friend's car and rear end someone - the friends insurance pays. Insurance usually follows the car - not the driver.
Your insurance policy comes in on an excess basis. That means: you cause an accident and the injuries or damages are so bad that your friends insurance policy does not have high enough limits to pay for it all. Then your policy comes in and stacks on top of your friends policy.
Lesson in all this: be careful who you lend your car to because it's your insurance that pays.
2007-10-14 01:53:01 · answer #5 · answered by Boots 7 · 0⤊ 1⤋
Look at your policy I think it will as mine give you that right subject to owners permission.
It shoukld perhaps be remembered that it is really only to enable you to move a fairly short distance for the convenience of yourself and the owner> I would not like to drive a long way without fully comp because I would be liable to the owner if an accident was caused by me. We all of us do silly things from time to time
2007-10-14 04:54:54 · answer #6 · answered by Scouse 7 · 0⤊ 0⤋
Most insurance fully comp policies cover you to drive another car provided that
a) You are over 25.
b) You're policy says you are covered.
c) The 'other' car is insured by its owner.
d) The 'other' car is not owned by you.
Check all of the above and don't assume anything.
2007-10-14 02:39:52 · answer #7 · answered by KEVIN G 3 · 0⤊ 1⤋
You usually have to be over 25. Defo call nationwide to ask...its not worth driving something ur not insured on.
Cos im fully comp and i cant drive anything else cos im only 21.
2007-10-14 01:51:16 · answer #8 · answered by Anonymous · 0⤊ 0⤋
yes it does. covers you 2 drive any other car 3rd party if you are FULLY com on your own car.
x
2007-10-14 01:40:38 · answer #9 · answered by keogh 1 · 0⤊ 1⤋
Call Nationwide and ask.
That would be the logical solution to find out.
Lisa
2007-10-14 01:44:29 · answer #10 · answered by Lisa R. 4 · 0⤊ 0⤋