As I scratched her paint work slightly is it better for me to cover the costs myself and is it possible to do this when both insurance companies have been notified of the incident?
2007-10-14 00:15:23 · 6 answers · asked by sdoo26 2 in Cars & Transportation ➔ Insurance & Registration
The NO CLAIMS bonus is exactly that. If you make no claim then you will not lose it. Get the estimates first and then decide. If your NC is worth £75 and the repair is £100 there is no point. Let the insurance pay for it. Be sure the other person gets at least 3 prices and remember the price will not include the paint or any replaced parts. This is added on at the finish of the work.
2007-10-14 00:21:00 · answer #1 · answered by ANF 7 · 1⤊ 0⤋
You have to report the incident to your insurer - however you can call them and advise them that you wish to handle the claim yourself and the reporting is for information purposes only.
Your no claims bonus won't be affected but of course it is up to you to handle and pay the claim made against you.
2007-10-16 11:16:42 · answer #2 · answered by welcome news 6 · 0⤊ 0⤋
confident, they are allowed to try this. If it have been your coverage, does no longer you like them to make thoroughly beneficial in the previous they paid out on an twist of destiny that must be your fault? And, as they pronounced, the police record, and who did or did no longer get tickets, is in simple terms one area of the examine. Your fact, the fact of different drivers, witness statements, and examination of the damages on all automobiles in contact is likewise area of it. And till that examine is executed, you may no longer say you're no longer at fault, that hasn't been desperate, all you may say is your on line business employer did no longer discover you at fault. out of your question, it does not look they are refusing in any respect, they have executed some examine, now they are look interestingly to an twist of destiny reconstruction as a third occasion. February, meaning what, 3 months you have been waiting? I actually have a automobile interior the lot, very undesirable twist of destiny ultimate to a dying, that they are nonetheless engaged on with coverage companies and criminal experts. The date of that twist of destiny improve into February 8, 2008. confident, it is exceptionally severe. yet, in case you like a automobile, flow get a automobile. Or have your person business employer commence the approach employing your collision coverage in case you have that. you will possibly have a deductible to pay, besides the shown fact that it gets the approach began and get you paid honest industry fee much less deductible assuming that's a entire loss. in case you do not have coverage for that, that is a consequence of your determination to say no to it once you acquire coverage. in all threat the main suitable source as to what is going on, and the time to end, would be your person coverage business employer.
2016-10-22 08:49:41 · answer #3 · answered by ? 4 · 0⤊ 0⤋
If a claim has already been filed - then it is on your record. Go ahead and let the insurance company handle it.
2007-10-14 01:58:11 · answer #4 · answered by Boots 7 · 0⤊ 0⤋
Firstly you should not have notified them, if you wanted to pay for the repair. And second, you may not lose all of your no NCB anyway. If you have a full NCB you may only lose 2 years. Which would probably result in an increae only of 20% (ish) in your premium anyway. Ring them and ask how much of your NCB you are going to lose.
2007-10-14 00:24:03 · answer #5 · answered by chris 3 · 0⤊ 0⤋
Yes you can pay yourself. In future you will find it cheaper to pay extra for no claims protection when taking out insurance.
2007-10-14 02:42:45 · answer #6 · answered by KEVIN G 3 · 0⤊ 0⤋