Medical bills and credit?

Question

If you get into a car accident with a government vehicle.(a government vehicle hits your car) You have to go to the hospital, and now have these medical bills that are due, can it hurt your credit. They have admitted fault and are going to pay the bills but it will take weeks to get them paid. By then the bills will be past 120-days and get turned over to collections. What do I do? how can you keep this from going on your creditm when you don't have the money to pay it and are forced to wait for on the government to pay.


thanks

Answer 1

If you have documentation that the government agency is responsible, contact the hospital billing department and have the guarantor information changed to reflect that. This way the bill will go to the goverment agency responsible and if it goes to collection, it will not be reflected on your credit, but on theirs.

Answer 2

Call the hospital billing department every month with an update. The delay is not the hospital's problem, but, collection agencies are expensive and most hospitals will not use them unless they think that it's the only way for them to get paid.