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theres so much to choose from...25000/50000 or 50000/100000... whats best?

2007-10-12 02:31:31 · 6 answers · asked by rache0116 3 in Business & Finance Insurance

6 answers

You need to talk to your agent. There are usually at least 10 different coverage, with lots of options, you've listed TWO.

I tell people they need to insure for three year's wages plus net worth.

2007-10-12 02:56:02 · answer #1 · answered by Anonymous 7 · 0 0

Your agent should be advising you on what limits and coverage you need. Without knowing what kind of car, the year etc it's hard to give you advise. If you are using the internet to get auto insurance, go see an agent first for a free quote, find out the answers to your questions, get the quote (it may be cheaper) then if you still want the internet coverage requote the insurance and see what price comes up.

2007-10-12 02:42:00 · answer #2 · answered by mrsdeli 6 · 0 0

Depends how much assets you have.

If you own a house, business and/or a large bank account etc... you will want to seek the highest level of coverage. If you have limited assets you will want to seek the lowest coverage levels as required in your state.

Generally speaking, you will want to keep your property limits high as if you cause damage to personal property they can hold you liable for amounts not covered by your insurance in some situations.

2007-10-12 02:43:17 · answer #3 · answered by Dimples_in_NJ 3 · 0 0

There more the better (safer)
Depends on what you can afford.

25,000 50,000

Lets take this

25,0000 property -

You hit someones car - Most cars are close to 25,000 and up

50,000 medical - one serious injury will cost over $50,000

so it all goes to what risk you want to take and how much
premium you can afford.

anything over those limits you are personaly responsible for.

2007-10-12 02:48:50 · answer #4 · answered by Fuzzybutt 7 · 0 0

first one but who know im 12

2007-10-12 02:34:51 · answer #5 · answered by dominator1 3 · 0 1

the most u can afford.

2007-10-12 02:34:55 · answer #6 · answered by Anonymous · 0 0

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