2007-10-10 12:21:47 · 9 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Save up and pay cash for the car......and pay off your old debts....the credit score will slowly rise as you "take care of business"....
2007-10-14 12:33:59 · answer #1 · answered by I Can Count To Potato 7 · 0⤊ 0⤋
You can clean up your credit report. Pay off your old delinquencies. And pay all your bills on time for the next 2 years. Maybe your score will improve enough.
Here's a better plan. Start putting a big chunk of money from that good job into a savings account. When you got a nice fat downpayment, go car shopping. Shop for less car so that you can pay it off in no more than 3 years.
2007-10-10 19:26:00 · answer #2 · answered by bdancer222 7 · 1⤊ 0⤋
Have you fixed your credit problems? Or are you taking on debt without paying off outstanding debt?
What is your savings like? If you lost your job, how many payments can you make on the car (while continuing to pay your bills and everything else)?
Fixing your credit score will be decreasing your debt and showing you mare capable of paying your obligations on time.
Sounds to me, just from reading your title, you have no interest in having a better life and just a nice car. You want "show dough." You do not want to acquire any sense of wealth. You are to focused on the present to consider the future.
I wish you luck. I think you may need it.
2007-10-10 19:46:50 · answer #3 · answered by AntDU 5 · 0⤊ 0⤋
If you have a good paying job, some places that sell cars do not require good credit. You would have to be at your current job for at least 6 months before you apply.
2007-10-10 19:26:22 · answer #4 · answered by Settelbanat 4 · 0⤊ 0⤋
Start to pay off any outstanding debts, keep the job for as long as possible and pay your bills on time.
Even if you do all the above, depending on where you live, it may still take over a year for your credit score to improve, especially if you have had debts written off or frozen, etc.
Good Luck xxx
2007-10-10 19:26:08 · answer #5 · answered by Keiko 2 · 0⤊ 0⤋
get a small credit card, like Sears or Macy's or even Chevron. Then just pay it on time and regularly. Check your status in 6 months, it will improve.
Just don't default.
2007-10-10 19:25:00 · answer #6 · answered by Fireglo72 4 · 0⤊ 0⤋
If you have a good job then buy a new car with CASH.
2007-10-10 19:36:25 · answer #7 · answered by Anonymous · 0⤊ 2⤋
my sister had the same problem she had to get a cosigner but you should always check your credt score frequently.
SmartMoney.com
2007-10-10 19:36:05 · answer #8 · answered by dweed1503 2 · 0⤊ 0⤋
try paying your bills on time
2007-10-10 19:24:34 · answer #9 · answered by Anonymous · 1⤊ 0⤋