I was with him at the time and he knew I had his credit card and was using it. I used it for $1400 worth of charges and cash advances. We got into a big fight and broke up, and the day after he filed criminal charges against me. I already have an ACD and don't know what is going to happen. He knew I had the card and is just trying to get back at me for breaking up with him and being with someone else. What am I looking at, and do I have a case at all.
2007-10-05 12:21:38 · 9 answers · asked by hplevniak 1 in Politics & Government ➔ Law & Ethics
I wouldn't worry too much. The only way your ex could make the charges stick was if he could prove that he didn't know that you had his credit card.
Assuming that you didn't spend the $1400 in one shot, the charges would have appeared over the course of several bills. He would have had to call the credit card company at the time to challenge the charges, and report his card stolen. Given that he didn't do that, it would seem more likely that he was aware of you having his card, and thus his permission to use it.
From your version of the facts, it would appear that he's out for revenge, but has chosen a method that could seriously backfire on him.
2007-10-05 12:35:01 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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2016-05-07 16:16:13 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Can you prove that your boyfriend authorized you to use his credit card?
The good news is that the credit card company may not pursue you for those "unauthorized" charges. They seem to let fraudulent use of credit cards slide if it's only a couple thousand.
Of course, it is entirely possible that the credit card company won't remove the charges from your boyfriends credit card. What period of time were these charges made? A few days? A few weeks? Months? If it was a longer timeframe, what took him so long to discover the fraudulent charges?
2007-10-05 12:30:22 · answer #3 · answered by bdancer222 7 · 0⤊ 0⤋
Thats terrible to hear that someone you shared your life with would do such a thing. Because you were his girlfriend, you do have a strong case. Unfortunately, if the charges stick, you will have to spend time and money hiring a lawyer and your defense. I would hope that he wouldnt use so much energy towards the case because he would need proof that you were actually the one that used the card, unless you admit it, which I probably wouldn't do. to answer your question, with a lawyer you can be looking at probation and yes you do have a case. Good Luck
2007-10-05 12:37:34 · answer #4 · answered by ♥Grown Woman♥ 4 · 0⤊ 1⤋
You needed to immediately cancel the cards and call the three credit reporting agencies and put a fraud alert on all accounts. Protect your credit and your Dad's before you worry about the guy getting caught. Leave the rest up to the police. Any evidence you find won't be admissable in court if you screw things up.
2016-05-17 06:20:51 · answer #5 · answered by eva 3 · 0⤊ 0⤋
There should be video surveillance tapes at the ATV where you got the cash advances. Get that tape and the police will arrest him for false charges and you can also sue the pants off of him!
2007-10-05 12:25:42 · answer #6 · answered by Anonymous · 0⤊ 1⤋
If you used the card with his permission, he doesn't have much recourse. That being said, you should create a payment plan to pay him back as soon as you can.
2007-10-05 12:29:57 · answer #7 · answered by Brooke 3 · 0⤊ 0⤋
I think you should pay some of that money back. 1400 is a lot of money. Why should he left owing it.
2007-10-05 13:27:18 · answer #8 · answered by Aunt Doobie 6 · 2⤊ 0⤋
Pay him back. $1400 is a lot of money.
2007-10-05 12:29:46 · answer #9 · answered by t 3 · 3⤊ 0⤋