How can I report someone else using my information to set up a loan in my name?

Question

I have a relative who has been using my name, address and social security number to try to set up loans in my name to pay some debt that she owes. The bank got my phone number and told me about it. How can I report her? I already have a fraud alert on my credit report with the 3 reporting agencies. Is there anything else I can do?

Answer 1

Two options:
1. Family conference and have someone else rein her in
2. Call the cops. This is identity theft.

Answer 2

Since it's already on Fraud Alert ,you're covered from that end. You'll have to decide if you want to file suit against the party in question. Even if you can settle it without going to court, there's no guarantee he/she will try again. There is so much fraud today that's there's no easy solution to fix the problem.

Answer 3

If they are trying to take a loan from a bank the it would be federal and call the FBI. Its called bank fraud

Answer 4

have her arrested

put a fraud alert on your credit reports

Answer 5

What ever companys she has loans with I would be calling right away...Then I would call the police either order is fine with me.and I would call the 3big and let them know as well..

Answer 6

Did you report her to the police for using your name, address, etc.?

If not, go to the police department and report the theft to them.

Answer 7

Warn the credit companies... and well call the cops. They maybe family but you need to protect your credit.

Answer 8

call the police and ask for their fraud section, they may be able to charge the offending person with impersonation.