i recently recieved a letter in the mail stating my loan for my car had been paid off-I called three seperate occasions to see if this was right and they said yes and sent me the title-I recieved the title and now their saying I have to send it back-on the title though they signed it saying they discharged the title to me-Do I have to give the title back legally since they signed it and sent it to me?
also what type of attorney if I need one handles cases like this?
2007-10-04 01:26:42 · 5 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Yes, you will have to send it back, and you'll have to pay for the car.
You need to understand that what they sent you is merely a certificate of title. When somebody makes a mistake with the certificate, you don't get a free car. That has come up with some of my friends before.
The actual title (the ownership) is a concept of certain rights. You don't have the title. You only have the certificate, and that certificate is incorrect.
2007-10-04 01:47:23 · answer #1 · answered by Firebird 7 · 0⤊ 0⤋
If you have not actually paid the vehicle off, send the paper back. If you find an attorney to represent you, he is taking you for a ride on a case he knows he won't win. The company making a clerical error, does not give you legal rights of ownership. Have your proof of payments ready if you pursue this.
2007-10-04 02:02:20 · answer #2 · answered by sensible_man 7 · 0⤊ 0⤋
Not enough information to give you an answer. IS the vehicle actually paid off, or did they make an error? If it is not paid off, and you don't send it back so they can correct their error you will be defrauding the finance company, which they will not take kindly to.
So your choices at this point are to do the right thing, or attempt to defraud them. If you're religious, the golden rule. If not, Karma.
2007-10-04 03:22:26 · answer #3 · answered by oklatom 7 · 0⤊ 0⤋
If the vehicle is paid-off the title is yours -- if not, the title and the vehicle belong to the bank.
2007-10-04 05:01:56 · answer #4 · answered by Anonymous · 0⤊ 0⤋
if you still owe money on the vehicle you dont officially own it. if you keep the title they will just drag you into court (prob on your coin too!) and get it back.....
if you like the added stress of fighting with them over something you arent entitled to then by all means keep it. just sounds like a bonehead move to me...
2007-10-04 01:34:15 · answer #5 · answered by chevy_man_rob 5 · 1⤊ 0⤋