Where can I buy insurance for my POD that will be stored in their warehouse?

Question

I'm a Florida Resident. I will be overseas for a year and will have a POD (portable on demand storage unit) come load up my stuff and take it to their warehouse. I will not have a house so will not have homeowners or renters insurance which I can add too. Insurance offered by PODS is quite expensive and not very inclusive. Thanks!

PODS is definitely not the cheaper option, just easier than loading and unloading a truck twice.

Thanks to all of those who answer. I will not be keeping a legal residence. My DMV mail will be going to a friend's house per the tax collectors suggestion but I will not be renting for the year I'm gone.

PS I do currently have rental insurance now. Many companies are still giving that in Florida just not homeowners. They can't give me a storage rider though.

Answer 1

Hi. When I used PODs for a summer out of the country, I didn't get their insurance either. It was a little expensive and would have made the POD more expensive. What I suggest is leave your valuables with someone you trust (friend, roommate, family member, locked at your office desk). In my PODs I just put my furniture, clothes, books, and random stuff that was easily replaceable.

Answer 2

because your stuff will be stored in the PODS property and there is no reasonable way to inventory it before you go, I suspect you'll find that no other insurance is available at all (much too simple for someone dishonest in the PODS company to rip off only the units insured by someone else).

or rip off only the uninsured ones.

**
I gather the PODS method was significantly cheaper than renting a storage unit. I guess this is part of why it is cheaper.

:(

Answer 3

Well, normally I'd say, you'd have some coverage under your renters policy, but I don't know that you can get a renters policy these days in Florida. And you wouldn't get flood coverage for it, anyway.

My best suggestion is to talk to a local agent there, see if they have any suggestions - or maybe you CAN get a renters policy there, if you're maintaining an address in FL as a legal residence.