Not enough information here to answer.
You could ask for one million dollars - but you ain't gonna get it.
The insurance company will look at several things in determining how much they will settle with you for. 1. the amount of damage to the vehicles involved, 2. the nature of your injury, 3. is the treatment appropriate for the injury, 4. any permanent injury, 5. any Prue-existing conditions
Hip Injury - there is a pretty big difference between someone getting a bruise on their hip and some one with a fractured hip. Although both of those are "hip injuries" these two claims do not have the same value.
2007-10-03 16:32:58
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answer #1
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answered by Boots 7
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I was a claims adjuster for most of my career, and always despised casualty claims because it's an art, not a science.
How much you can get depends on how much you can get. That's the formula.
If you have objective injuries (an owee that can be proven using X-rays or photographs), your negotiation footing is alot more sound than if your injuries are subjective (only you know how much you hurt).
There is a method of determining how much pain you're having but it involves sticking 6 inch needles into your flesh to sense the electrical impulse of the nerves down there. I actually had to undergo this twice! It's not pleasant.
Insurance settlements are based on financial things. Let me give you an example: Your photo album is destroyed in a covered fire. Priceless photos of your grandparents, childhood, wedding and your baby are all now charcoal. The insurance will pay for the price of a new album cover and four rolls of film because that's the only price-tag they can put on it. You can't measure how much someone treasured those photographs.
Now let's look at your injury. If you're pretty and a model and have a facial disfiguration, your injury could be worth millions. If you have a permanent injury to your hip and you're a mail carrier, your settlement might be what you could earn for the rest of your life. If you're a non-earner (housewife, etc.) and your pain is subjective (can't be proven), and will probably heal up with no expectation of long-term problems, your claim might be worth a few hundred dollars.
So how much you can get depends on how much you can get.
If you know how to talk it up big and make a big fuss, you'll get the gold. If you "leave it to the professionals" to determine how much you're going to get, you'll get the shaft.
2007-10-03 20:19:52
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answer #2
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answered by Anonymous
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You expect us to have any idea of that limited of information?
TONS of factors go into your injury.
For example
1) BI limits on the policy
2) How much in medicals youve had
3) if the injury was entirely related to the accident or preexisting
4) if your treatment was REASONABLE
5) How permenant your injury is
6) Future medical expense
Put more information and maybe we can help... (btw... as a heads up.. .. anyone who says "3 times medicals" or "get a lawyer!" doesnt know what they are talking about)
2007-10-03 20:10:43
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answer #3
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answered by la428282 6
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Your settlement is depends on the extent of your injuries and any future monies needed for treatment to the area. It's a standard to give 50% of the total medical bills associated with the injury but this varies according to your injury. If you will need future treatment for your hip, consider how much each treatment, doctor's visit, medicine, etc will cost for that period of time and include that in your settlement.
2007-10-03 20:09:01
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answer #4
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answered by MissyG 3
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20000
2007-10-03 20:11:20
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answer #5
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answered by jeffrey robertson 2
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