2007-10-02 17:20:10 · 10 answers · asked by shapelej 1 in Business & Finance ➔ Insurance
This question cannot be answered professionally without additional information. They could be asking to meet with you to prepare the defense when you are being sued due to an automobile accident, i.e. with regards to your auto insurance. They could be asking to meet with you to prepare the defense when you are being sued due to your dog biting a neighbor, i.e. with regards to your homeowners insurance. Or they could be interviewing you under oath for a claim that you are filing for you recovery of your personal property after a loss. Or it could be a claim either under the liability or property portion of a business policy, etc.
No one here can give you advice as to whether it is a "major" problem without additional information from you. Of course if you have been trying to pull the wool over your insurance company by trying to inflate your amount of damages under a property claim, or "rigging" a claim in some other fashion for example, then yes it could be a very "major" problem in fact a "criminal" problem.
If the meeting is to prepare a defense for a claim against you and the lawsuit is for your policy limits or less, then you probably do not need a lawyer. If the claim is for more than your policy limit (i.e. the liability limit), then I vehemently suggest that you bring an attorney since you stand to lose if the insurance company decides to pay out their limit and leave you hanging in the wind for the rest!
Sorry if this sounds harsh!
2007-10-02 18:11:26 · answer #1 · answered by Margarita D 6 · 1⤊ 0⤋
Were you in an accident? Once, I hit another car and it was my fault. Problem was that the other party wanted way more in "personal" damages than the insurance company was willing to pay. So the two insurance companies decided to go to court.
I had to meet with my insurance company's lawyer to tell him how the accident happened, etc. They put me on the stand as a wittiness. We ended up paying only the actual damages, and the judge threw out all the other payments the other party wanted. They would have made out better if they had taken my insurance company's first offer instead of going to court.
So if you were involved in an accident, and the other person is asking too much in compensation, you are actually being sued in court and your insurance company represents you (since they have to pay the damages awarded).
2007-10-03 00:27:05 · answer #2 · answered by Let me steer you 7 · 1⤊ 0⤋
This is not a good signal. Find out WHY the insurance company wants you to meet with their lawyer.
I would not sign anything at the meeting (even if I brought a lawyer with me).
Good Luck
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2007-10-03 09:10:08 · answer #3 · answered by insuranceguytx 5 · 0⤊ 0⤋
Either take your own lawyer, or make sure you understand that you need to get good, professional advice of your own before you sign anything that they give you. Be on your guard!!!
Insurance companies will ALWAYS offer less than they are really willing to pay.
2007-10-03 00:28:14 · answer #4 · answered by hottotrot1_usa 7 · 0⤊ 0⤋
Need more information, what insurance company, why are they asking to meet with their lawyer? what does the lawyer hope to have you discuss/sign?
2007-10-03 00:23:50 · answer #5 · answered by daddy-o 2 · 1⤊ 0⤋
Depends on WHY they want the meeting. I'm assuming, you're going to court, they're defending you , and the lawyer wants to ask you a few pre-trial questions. Not a biggie.
2007-10-03 10:05:32 · answer #6 · answered by Anonymous 7 · 0⤊ 0⤋
I'd suggest getting your own lawyer and bring him to the visit.
2007-10-03 00:22:46 · answer #7 · answered by Anonymous · 1⤊ 1⤋
It depends. If you did something that you know is fraudulent, you could be in deep sh*t. If so, then I would bring your own lawyer.
2007-10-03 00:29:03 · answer #8 · answered by ? 2 · 0⤊ 0⤋
I agree with Jay.
2007-10-03 00:24:22 · answer #9 · answered by nenette 1 · 0⤊ 1⤋
not if you hadn't done anything wrong
2007-10-03 00:24:25 · answer #10 · answered by chezzrob 7 · 0⤊ 0⤋