Can you tell from the NET REWARDS POINTS??
2007-10-02 16:35:30 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
No credit card is good - I wish they called them Debt cards then they would be less likely to screw up peoples lives.
2007-10-02 17:10:30 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Get copies of your free annual credit reports at AnnualCreditReport.com. The reports are free but there's a charge for the credit score ($6 to $8).
Do not go to FreeCreditReport.com. This site requires you sign up for their monitoring service. You will get charged if you don't cancel within 30 days and they don't make it easy to cancel.
Look over your credit report. If there are errors, dispute them with the credit bureaus.
2007-10-02 17:43:00 · answer #2 · answered by bdancer222 7 · 0⤊ 0⤋
# To obtain free credit reports, a person needs to log in to the website www.annualcreditreport.com. This is the federal law authorized source to get a free annual credit report.
# Individual credit reporting agencies viz. Experian, Equifax, TransUnion also provide credit report for a fees of about 10$ per report.
# If you have been denied a credit, you can apply for free credit report from these three credit rating agencies.
# The three different credit rating agencies maintain different credit reports and each one of them has to be obtained in order to get a comprehensive picture of your credit report.
# Credit report has 4 different parts: identifying information about the individual, credit history, public records, and inquiries made to the credit file.
# Identifying information includes your name and address, and social security number.
# Credit history includes detailed list of each of the accounts you have and corresponding account numbers( the numbers can be encrypted). The other details shown on credit history will be the date of opening of account, the details of loans you took, total amount of loan, your payment history, the amount you still owe and the status of the account.
# The public records part of your credit card describes the details regarding bankruptcies, judgments, and tax liens.
# The inquiries section contains the details of enquiries lenders have made on your credit history in order to give you loan, or issue a credit card.
# Contrary to popular belief, any errors in credit report can be corrected by applying to the credit rating agencies with a copy of the credit report and documents to substantiate your claim.
# Any such claim has to be verified by credit rating agencies within 30 days of filing the dispute. If they are not able to do so the mistake has to be removed from your credit report. Read more about your credit report at: http://www.credit-card-gallery.com/article/274,15_facts_everyone_must_know_about_credit_reports
2007-10-02 23:58:37 · answer #3 · answered by alexa dion 3 · 0⤊ 0⤋
I am not sure what net rewards points but you can go to freecreditreport.com
Be careful with this website though, because I think I remember them charging me for something, and I had to call and speak to a manager. I had the charge easily removed. Make sure you read the fine print.
2007-10-02 16:38:39 · answer #4 · answered by mrr86 5 · 1⤊ 1⤋
You have to run a credit report to see how they are being reported - either good or bad.
2007-10-02 16:56:08 · answer #5 · answered by annazzz1966 6 · 0⤊ 0⤋