Because my husband has just finished a course of radiotherapy for prostate cancer, and i have high blood pressure, i am getting quoted in excess of £300 for one week in portugal. We are both over 60 which doesn't help either.
With recipicol health care can i take a chance and go without innsurance. Not really bothered about luggage, household will cover that
2007-10-02 06:07:18 · 11 answers · asked by francesp 2 in Travel ➔ Travel (General) ➔ Packing & Preparation
Hi, No you don't have to have travel insurance, it is better if you did, but last year i fell and hurt my ankle, my family insisted i went to the local doctor in Cyprus. I went and i must admit i had the best treatment ever, i had travel insurance but the doctor said he could not claim off it and charged me 40 Cypriot £. i really think he claimed off my insurance as well, because he told me i could not claim the money back off my insurance and he had all my details. So if you are quite willing to risk it then just go enjoy yourselves.
2007-10-02 07:35:16 · answer #1 · answered by kevina p 7 · 0⤊ 0⤋
It a requirement of the tour operator that you have current, valid insurance cover.
Should you not have cover they are within their rights legally to refuse to carry you.
The EHIC reciprocal agreement only covers you for emergency treatment.
Whilst the cost may seem excessive you need to consider the costs involved should something go wrong.
One example would be you having had emergency treatment then requiring repatriation by air ambulance (yes it does happen) you would need to be able to fund that.
A lot more than £300 - The airline/TO would not want to know.
2007-10-02 06:25:27 · answer #2 · answered by fwh 4 · 0⤊ 0⤋
By all means, there is no law which says you must have travel insurance to travel abroad BUT if you are your husband falls ill or as an accident then you will be left with a medical bill far greater than £300.
Don't risk it.
But the choice is yours.
2007-10-02 06:17:11 · answer #3 · answered by CPG 7 · 0⤊ 0⤋
what happens if you or husband has a medical emergency it happens to some and the doctors abroad usually ask before they help how are you going to pay for this not like here in america they have to render service .....so becareful you might be able to survive trip but heaven forbid anything will happen other things people dont realize is always check in with family and friends i just got back from India stayed 3 weeks there but i found a global calling card company to help with the cost to save money heres a link check it out it will save on all phone calls uk or anywhere
http://www.callingcards.com/ap/display_text.asp?affid=6045&text_id=8&sub_id=0&EMAIL_LINK=TRUE
have a safe trip wish you the best
2007-10-02 08:18:15 · answer #4 · answered by Anonymous · 0⤊ 0⤋
If you don't want to be made bankrupt through costs in the event of a mishap (hospital bills can be very, very expensive let alone the prohibitive costs of medical evacuation flights home if not paid for by insurance) then it would be a very good thing.
Maybe if you shop around you can find a special deal which isn't to pricey, for example via SAGA (the old peoples thing)?
2007-10-03 19:09:56 · answer #5 · answered by PRH1 3 · 0⤊ 0⤋
I would definitely advise you to get travel insurance for your own safety and comfort, have you tried Help the Aged, they do cheap travel insurance and are aimed at the 50plus group, how about the Post Office, they appear to do good deals, my hubby has high blood pressure and cholesterol so we got our insurance with the Halifax, with two trips to Australia and cover for a whole year it was £92, hope you find a much better deal for yourself, good luck.
2007-10-02 12:12:32 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Yes you do have to have travel insurance. I use to go away on holiday with no insurance, beggining of the year I came really ill and nearly died in the carribean, my two week holiday end me up in hospital. I wasn't going to get insurance but Thomson made me when I booked it, lucky I did otherwise they couldn't give me the health care, and I wouldn't be hear today i guess.
2007-10-02 09:06:46 · answer #7 · answered by littlemissgio 3 · 0⤊ 0⤋
No. Travel insurance pays off infrequently, and is not generally understood by international courts / medical systems.
I would go without... The premium you would pay is roughly equal to the cost of getting back to the UK and the public health services there...
2007-10-02 06:16:01 · answer #8 · answered by Andrew Wiggin 4 · 1⤊ 0⤋
Insurance is a huge scam which plays on people's insecurities. Why do they have saturation advertising on TV? Because they are rolling in it. All you are doing is lining somebody else's pockets.
You do NOT have to have travel insurance. Personally, at £300 I would forget it.
2007-10-02 06:19:57 · answer #9 · answered by Andrew L 7 · 0⤊ 0⤋
And if he gets sick on holiday you will be stuck with a HUGE health bill.
2007-10-02 06:14:56 · answer #10 · answered by Rich S 5 · 1⤊ 0⤋