bad credit?

Without knowing specifically what help you are looking for, I can only give general answers.

Negative information such as collection accounts, late payments and charge-offs stays on your credit report up to 7 years from the date you first became delinquent. The older they are, the less damaging they are to your credit score. So you may want to wait until most or all of these items fall of your report, or at least until they are at least 5 years old before applying for new credit. If you have no positive trade lines, apply for an Orchard Bank or Capitol One credit card. They are fairly easy to get, and they are primarily for people with credit issues. You'll have to pay a small annual fee ($39-$59), but it will be worth it to reestablish your credit. Keep your balances low and always pay on time. When you have established a positive payment history for 6 months to a year, your credit score will have improved quite a bit. 3-5 years from now if you keep up good habits with your credit cards, you'll have A+ credit.

2007-10-01 16:46:39 · answer #1 · answered by ? 4 · 0⤊ 0⤋

Sounds like a perfect scenario for an FHA loan--depending how long you've been working in that commission job.

For more help or info go to

http://www.financials.co.nr

You will get help for bad credit mortgage best credit card business credit chase

2007-10-02 10:39:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋

Obtaining help for eliminating bad credit is very challenging. Firstly, it is disgraceful and hard to confess that you require help in handling debt and credit problems. Whether you are at fault or not, whether you could avoid it or not, is not an issue anymore. You should just look for a way to get out of the mess. Sadly, there are many unscrupulous rogues who want to take undue advantage of your desperate situation and just compound your debt. So it is important that you search for debt assistance in the correct places.
http://debts-to-wealth.com/category/Bad-Credit-Help-Info.html

2007-10-02 11:52:14 · answer #3 · answered by biskio 2 · 0⤊ 0⤋

I found interesting information about your answer: the best Loans for people with Bad Credit & options here. http://all-debt-consolidation-loan.blogspot.com/2007/08/bad-credit-loans.html

2007-10-02 15:58:33 · answer #4 · answered by Anonymous · 0⤊ 0⤋

Check out the free evaluation form at www.totaldebtsolutionsllc.com They helped me and my aunt and have a variety of credit repair products and partners. They also offer a tradeline program to boost your score. Good luck.

2007-10-02 09:10:47 · answer #5 · answered by Nicki W 2 · 0⤊ 0⤋

Nope

2007-10-01 22:55:49 · answer #6 · answered by Proud Mama of 4 6 · 0⤊ 1⤋

what kind? look up 'budget credit counciling service'. its in ny

2007-10-01 23:36:36 · answer #7 · answered by bebop_music 5 · 0⤊ 0⤋

moneymanagement.org. they are inexpensive and a non profit like the salvation army. good luck.

2007-10-01 22:55:58 · answer #8 · answered by 27ysq 4 · 1⤊ 1⤋

me too

2007-10-01 22:55:47 · answer #9 · answered by Group836 3 · 0⤊ 0⤋

9 answers