Which job would you choose?

Question

I need some good opinions here folks. Please star!

My dad is discouraging me to take this new job delivering mail for the post office. So now I need other people's opinions because i am confused.

I have a current job. I have medical/dental insurance on me and my family. I make about 5 dollars less an hour at my current job then I would at my new one. I am very burnt out of my previous job and fell like I will never move up. I applied and been ignored.
I now have an offer with the post office. It pays 5 dollars more an hour plus 30 dollars a day for wear and tear on your car. But untill you go permanent (approx 2or3 years) you dont have medical insurance.
Now i can get All Kids probably for my children. Me and my husband wouldn't have insurance if I changed. He can pick up insurance at his job but it's about 200 dollars extra a month than i pay at my current job.
My dad's points are these:
You have to have your own vehicle. You will have to replace brakes & other often.

cont. dad's points

I lose insurance, I might wreck and have to pay a tow truck. It's hard labor. no insurance.
and durning cold or rainy weather.....he thinks i'll hate it.

I can wear layers of clothes and deal with it you know.

I think i should take the new job. What do you think?

I mean, it pays more and in 2 years i'll have a great job making about 15 more dollars an hour than i do now.

Answer 1

in two years $600 x 52 weeks x 30 years $936,000 more pay for 30 years,
pays for a lot of cars and other stuff..............and that is not counting raises and possible promotions,,,,,,,,

Answer 2

I think you should listen to your dad. Insurance is MUCH more important than any amount of money you can make. You can lose EVERYTHING without insurance. What if someone falls SICK in those 3 years? What if it's you? You might get some crappy disability plan or maybe you will get nothing at all if you get injured.

I would frankly settle for insurance over pay ANY DAY. You might move up one day or find an even better job down the road.

I mean ultimately it's up to you, but delivering mail is a real pain in the butt...you have to deal with bad people, bad dogs, frozen ice everywhere and lug a lot of stuff around too.

And yes, it will cost you money for your vehicle so in the long run you're not making any more money. What if it breaks down? What about gas too? Sheesh you can easily spend $100 a week on gas and whatever maintenance it needs so there go the profits.

As I said it's up to you though. Just bear all those considerations in mind. Three years is a long time--auto insurance will likely cost you a lot more too.

Answer 3

a) i think this should be a decision between you and your husband, but your fathers "advice" should be considered not so much about the car but the weather issues and insurance
b) you spoke about no promotional possibilities at your current job, well understand that there is NO promotional possibilities at the post office either
c) if you pick up $5 per hour more you'll make about $200 more per month which is how much your husband will spend if he gets insurance for you (and you'll need insurance) so this is a stand still (financially)
d) is working for the post office really what you want to do with your professional life??? My advice is if you are going to make a change make one that will make you happy (no matter what anybody tells you). You are not really going for the bells and wistles here, but just settling from one bad situation to another. Search for something even better, there are possibility C thru Z out there. Good luck.

Answer 4

There are 3 major draw backs to the new job, NO Medical Coverage, Lost time with your family, and Having to use your own car.

It will take only one illness to cost your home, retirement accounts, savings, and any money you will earn for the next ten years. ER is $5,000. per day in my community. Hospitalization is more.
Unless you can afford that, think very hard about letting go of medical insurance.

Delivery of mail must be done 6 days per week. Every week of the year. That means reduced time off with your family. Your children will grow up without you being there to see it.

Each day your husband and you will spend more time apart. Most married couples break up when one spends more time with other people than with their spouse.

The third concern is the use of your own car. The $30 may not cover the cost of gas depending on how far you drive each day. Cars used for paper routes and mail delivery typically last about 3 yrs. and then they are worn out. Think of the replacement cost.

If you and your husband are comfortable with the cost, then by all means take the job. If it just won't pencil as an advancement in life style, then keep looking.

Answer 5

In my personal opinion I feel that no one on this board can answer this question for you. At the end of the day it is your decision, and it needs to be based solely on what you feel is best. I understand your dads concern as he just wants what it best for you. But you must stand on your own and figure out what "you" think is best for you and your family. Parents always think they know whats best but the truth is sometimes they don't. (don't tell your dad I said that lol) I will say this, if you know that there is no opportunity for growth in your current position you will most likely be unhappy for the remainder of your stay there. But you definitely need to make sure that you will become a permanent employee at the post office. When you hate your job everything else seems like a better opportunity, especially if it pays more money. That's the icing on the cake. But sometimes you can leave one job and go to the next and regret it because it is not at all what you expected. I have done that before. NEVER chase salary. So before you choose to do anything look at the pros and cons. If you feel in your heart that this is a job you know you won't mind doing and that you can manage the adjustments, you know what choice to make. Make sure you do what will make you happy, and work for your family. If you don't feel that the new adjustment will work start looking for other jobs. You will find something else. Good luck to you. Let me know the outcome:-)

Answer 6

I would do the postal job. Sounds like your dad is more worried about the vehicle then he is about your family health, this is a bad reason to change position.
Your option is to do the mail carrier and subscribe from an outside insurance company that provides cheap insurance, so that it can hold you till you reach your two years. Yes you would be coming out of your pocket but in the long run it may benefit you and your family.

Answer 7

If you can tough it out for the 2 years until you can get the insurance, you'll be set. Working for the post office is a government job, and once you are eligible for benefits, the benefits are GOOD. Lots of paid time off, holidays, etc.

Answer 8

My entire family works for the post office. It is a great career. You do what makes you happy. What does your husband say? His opinion is really the only one that should matter at this point.

Answer 9

Do what makes YOU happy, and stop asking everyone else! If yer not happy at what yer doing, then it's just gonna suck for everyone else, too....one way or another.