If someone would correct inaccurate information, remove at least 50% of the negative items statistically, and drastically increase your credit score, which one of the following would that be worth...espescially if it meant you getting a home loan after the service?
A) $500
B) $750
C) $1,000
D) More
2007-09-30 17:21:31 · 10 answers · asked by Raymond M 2 in Business & Finance ➔ Credit
If all they could do was remove 50% of the negatives from my credit reports I would not pay them anything. However, if they could remove everything, I would pay over $1000 if that is what it takes.
Problem is, though credit repair is real (despite what the previous answerers have tried to get you to believe) and CAN be done legally and ethically, most credit repair companies out there are either scams or cannot deliver on their promises. There are only a handful of companies in the country that can deliver the removal of at least 50% or more negative information. Even fewer who can remove it all. And of those, maybe two who offer a money back guarantee.
It is extremely important that you do your due dilligence when dealing with these companies.
As for credit repair itself, one can do their own credit repair. It is a difficult process and very time intensive, but if you read and understand the Fair Credit Reporting Act, you can find a way to remove just about anything from your credit reports. The beauty of it is that each piece of information reported on you must meet all the requirements set forth in the FCRA. If it doesn't meet ANY one of the 340 requirements it MUST be either corrected or removed from your reports.
If you have any other questions regarding credit restoration, please feel free to contact me at nebula7693@yahoo.com
2007-10-01 15:48:08 · answer #1 · answered by nebula7693 4 · 0⤊ 0⤋
Hey Raymond M
You must be kidding , Okey Give Me just 50 dollars and Let
me handle all your bills and I will Fix Your Credit in Less than
Year , Raymond M Its all up to You , You are the Only person
who can Do this for Free , Just pay in time , try to collect
yourself and arrange this dept , if You need Free Valuable
tips & Steps How to Do this Go to Only Best Deals , I am
sorry I cant post the site link here so open Yahoo & Type :
Only Best Deals
now in the search results the first line a site called Only Best
Deals , open it and check the right green titles about Fixing
Credit , Also Use the Top Search Box there which must lead
you directly to these Posts ,
Save Your Money Raymond M
Good Luck .
2007-09-30 20:50:52 · answer #2 · answered by S a l m a 2 · 1⤊ 0⤋
3 years
2016-05-17 22:21:52 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Ditto the above answers. These are usually scams...you can fix your own credit, by paying in a timely manner, and not spending more than you can afford.
2007-09-30 17:46:19 · answer #4 · answered by Debdeb 7 · 0⤊ 0⤋
I wouldn't pay a thing.
All those services are a scam. If you have the cash to pay for such a service, you have the cash to start paying off what you owe.
2007-09-30 17:29:11 · answer #5 · answered by It's Kippah, Kippah the dawg 5 · 1⤊ 0⤋
I would pay absolutely nothing..Many of these companies that promise to fix your credit don't it is all a scam.
2007-10-01 06:26:24 · answer #6 · answered by smiley20903 2 · 0⤊ 0⤋
Do not pay anyone.
it takes seven years to get bad debt off your rating.
pay your bills and you can achieve this
pay on time each month and you will help to build a new score
2007-09-30 17:30:52 · answer #7 · answered by Michael M 7 · 1⤊ 0⤋
I wouldn't pay a cent. It's bogus - it's been proven it is impossible to do what you're promising.
2007-09-30 17:28:51 · answer #8 · answered by Anonymous · 0⤊ 0⤋
these are alsways estimated on percentage of the total refinance amounts.
http://angle-mine.blogspot.com
2007-09-30 18:11:15 · answer #9 · answered by age_of_brains 2 · 0⤊ 0⤋
Nothing, you can do it all yourself, but it really boils down to what you think is fair.
2007-09-30 17:26:37 · answer #10 · answered by Anonymous · 0⤊ 0⤋