do credit card companies around the world follow a universal 'money back' policy?

Question

ive been seeing these sites that say you can get your money back in case your credit card got cloned or if someone screwed you on a transaction. is this rule universal on all banks around the world? if i tell the bank that i did not purchase an item on my credit card statement would i get my money back?

Answer 1

yeag.

Answer 2

If something bogus shows up on your statement, dispute it in writing to your credit card company -- use the correspondence address shown on your statement. They will investigate and remove the charge.